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4350 Earl Rd, Alger, MI, 48610

4beds
1baths
1,778sqft
$199,000
$112price/sqft
$1,479/moest. monthly cost
$59,160/yrincome needed

About This Home

Spacious 4-5 bedroom home with All Sports Secord Lake across the road. Ceramic tile throughout the kitchen/dining area along with the bathroom and laundry rooms. Carpet throughout the rest of the home. Main floor bedroom and the bathroom is on the main floor. Two bedrooms with closets upstairs, one without a closet and an open room that is used as a bedroom currently. Open floor plan for the kitchen/dining area with lots of cupboards and storage closets. Large living room with a gas log fireplace and a slider to the deck. Ceiling fans throughout the home and has central air. Sellers just replaced the roof a week ago. Two car detached garage with upstairs storage. Home comes with all appliances and possibly some furnishings. Enjoy a fire with the family at the firepit. Not far from state land. Call to schedule a showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Surline Middle SchoolGrades 5-813.4 mi
5/10
Ogemaw Heights High SchoolGrades 9-1217.3 mi
6/10
Surline Elementary SchoolGrades PK-413.4 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range/Oven,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: None

Bathroom1

  • Features: Ceramic
  • Level: Main
  • Area: 88

Bedroom1

  • Features: Carpet
  • Level: Main
  • Area: 143

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 110

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 165

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 70

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Ceramic
  • Level: Main
  • Area: 110

Features

  • Flooring: Ceramic Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,778

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,778
  • Total interior livable area: 1,778 sqft

Kitchen

  • Features: Ceramic
  • Level: Main
  • Area: 140

Living Room

  • Features: Carpet
  • Level: Main
  • Area: 272

Office

  • Level: Second
  • Area: 90

Property

Details

  • Parcel number: 07006000003001
  • Zoning description: Residential
  • Special condition: Trust

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • Waterfront features: Lake/River Access
  • Frontage type: Road
  • Frontage length: 76

Lot

  • Lot size: 9,147 sqft
  • Features: Unpaved,Subdivision
  • Lot size dimensions: 76 x 127 x 89 x 106

Parking

  • Total spaces: 2
  • Parking features: Detached,Electric in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Gladwin County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$113$1,356
Property Taxes $167$2,004
Electricity $193$2,327
Total$1,479$17,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,708/yr
40% on housing$44,370/yr
45% on housing$39,440/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 48610$106
Gladwin County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 48610
Gladwin County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-22Listed for sale$199,000
2025-11-01Listing removed$200,000
2025-07-06Listed for sale$200,000
2024-11-16Listing removed$189,900
2024-07-05Listed for sale$189,900

For Sale by Agent

AgentMELISSA CASTILLO
BrokerageBaker-Kehoe Realty LLC

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