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2608 10th St SW, Willmar, MN, 56201

2beds
2baths
1,312sqft
$287,700
$219price/sqft
$2,036/moest. monthly cost
$81,440/yrincome needed

About This Home

Move-in ready and beautifully updated, this 2 bed, 2 bath twin home in Willmar’s 10th Street SW area offers easy living in a desirable 55+ community. Fresh paint, new carpet, LED lighting, and updated flooring create a clean, comfortable feel. The kitchen features quartz countertops, stainless steel appliances, a custom pantry cabinet, and breakfast bar. Enjoy the warmth of the electric fireplace, added natural light from south-facing windows, a newly poured patio, no backyard neighbors, and an attached heated, insulated garage with extra storage. Please note that some photos have been AI Staged.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
Kennedy Elementary SchoolGrades PK-51.2 mi
6/10
Willmar Middle SchoolGrades 6-81.3 mi
4/10

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Twin Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Appliances,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Laundry Closet,In Unit,Washer Hookup

Basement

  • Basement: None

Bathroom

  • Level: Main
  • Area: 58.1344
  • Dimensions: 9.82x5.92

Bedroom

  • Level: Main
  • Area: 139.077
  • Dimensions: 13.77x10.10

Bedroom2

  • Level: Main
  • Area: 195.3342
  • Dimensions: 17.79x10.98

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Fireplace features: Circulating,Electric,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,312

Foyer

  • Level: Main
  • Area: 85.9807
  • Dimensions: 11.21x7.67

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,312
  • Total interior livable area: 1,312 sqft

Kitchen

  • Level: Main
  • Area: 145.073
  • Dimensions: 12.14x11.95

Living Room

  • Level: Main
  • Area: 452.8698
  • Dimensions: 29.58x15.31

Primary Bathroom

  • Level: Main
  • Area: 37.9992
  • Dimensions: 6.69x5.68

Property

Accessibility

  • Accessibility features: Doors 36"+,Grab Bars In Bathroom,No Stairs External,No Stairs Internal

Details

  • Parcel number: 956870020
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1312

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 7,448 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 54 x 137

Parking

  • Total spaces: 1
  • Parking features: Attached,Concrete,Electric,Garage Door Opener,Heated Garage,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Kandiyohi County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,454$17,448
Home Insurance *$207$2,484
Property Taxes $205$2,460
Electricity $170$2,050
Total$2,036$24,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,805/yr
40% on housing$61,080/yr
45% on housing$54,293/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 56201$143
Kandiyohi County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 56201$139
Kandiyohi County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$289,900
2026-04-27Price change$292,500
2026-04-09Price change$295,000
2026-03-12Listed for sale$300,000
2025-11-10Sold$220,000
2025-11-04Pending sale$234,500
2025-11-02Listed for sale$234,500
2025-10-18Pending sale$234,500
2025-09-08Price change$234,500
2025-07-24Price change$239,900
2025-06-03Listed for sale$249,900
2022-06-15Sold$215,200
2022-05-15Pending sale$217,700
2022-05-06Listed for sale$217,700

For Sale by Agent

AgentBrenda Rouse
BrokerageEdina Realty

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