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20025 Jeffrey Ave N, Forest Lake, MN, 55025

5beds
4baths
4,154sqft
$1,275,000
$307price/sqft
$8,741/moest. monthly cost
$349,640/yrincome needed

About This Home

Ten acres of wooded privacy, a saltwater pool, and a 40x60 heated pole building — this Forest Lake estate delivers a lifestyle most only dream about. Deer, turkeys, and songbirds roam freely through the mature trees surrounding this thoughtfully designed modified two-story, making every day feel like a retreat from the world. Inside, the open-concept layout offers 5 bedrooms, 3.5 bathrooms, and 4,154 finished square feet built for both everyday living and effortless entertaining. The chef's kitchen features granite countertops, a walk-in pantry, and generous prep space that flows seamlessly into the great room. Two fireplaces add warmth and character throughout. The lower level is built for gathering — a spacious family room, wet bar, and a fifth bedroom suite that makes multi-generational living a natural fit. Step outside and the property truly shines. A newly installed paver patio, in-ground saltwater pool with diving board, screened porch, deck, and perennial gardens create an outdoor living experience that carries through every season. The 40x60 heated pole building handles any hobby, business, or storage need with ease, and the corner lot provides additional flexibility for horses. Major updates are already done: new roof (2024), new A/C (2024), asphalt driveway (2023). This one is move-in ready.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
Scandia Elementary SchoolGrades PK-65.1 mi
7/10
7/10

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Central Vacuum,Chandelier,Cooktop,Dishwasher,Dryer,Exhaust Fan,Freezer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Main Level,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space,Daylight,Drain Tiled,Finished,Full,Single Tenant Access,Sump Basket,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 294
  • Dimensions: 14x21

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Level: Upper
  • Area: 115
  • Dimensions: 11'6" x 10

Bedroom5

  • Level: Lower
  • Area: 221
  • Dimensions: 13x17

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Deck

  • Level: Main
  • Area: 504
  • Dimensions: 18x28

Dining Room

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Family Room

  • Level: Lower
  • Area: 468
  • Dimensions: 26x18

Features

  • Central Vacuum
  • Number of fireplaces: 2
  • Fireplace features: Brick,Family Room,Fireplace Footings,Masonry,Gas,Living Room,Stone,Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 1,966
  • Finished area above ground: 2,188

Foyer

  • Level: Main
  • Area: 63
  • Dimensions: 9x7

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,154
  • Total interior livable area: 4,154 sqft

Kitchen

  • Level: Main
  • Area: 338
  • Dimensions: 26x13

Laundry

  • Level: Main
  • Area: 72
  • Dimensions: 8x9

Living Room

  • Level: Main
  • Area: 494
  • Dimensions: 26x19

Mud Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Office

  • Level: Lower
  • Area: 120
  • Dimensions: 10x12

Other

  • Level: Lower
  • Area: 364
  • Dimensions: 28x13

Other

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2403221330001
  • Zoning description: Residential-Single Family
  • Foundation area: 1966

Features

  • Levels: Modified Two Story
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Heated
  • Patio & porch: Composite Decking,Deck,Front Porch,Patio,Screened
  • Fencing: Other

Lot

  • Lot size: 10.01 Acres
  • Features: Corner Lot,Suitable for Horses,Tree Coverage - Heavy
  • Lot size dimensions: 1018 x 377 x 612 x 150 x 403 x 514

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached Garage,Asphalt,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,447$77,364
Home Insurance *$712$8,544
Property Taxes $1,232$14,784
Electricity $350$4,204
Total$8,741$104,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$299,691/yr
40% on housing$262,230/yr
45% on housing$233,093/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$307This listing

vs Other Active Listings

Avg $/sqft

ZIP 55025$233
Washington County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 55025$188
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$1,275,000
2025-12-11Listing removed$1,275,000
2025-09-18Listed for sale$1,275,000
1996-08-08Sold$37,000
1990-04-18Sold$90,000

For Sale by Agent

AgentJaren D. Johnson
BrokerageRE/MAX Synergy

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