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12178 Dogwood Dr, Holts Summit, MO, 65043

0beds
--baths
--sqft
$199,500
--price/sqft
$1,382/moest. monthly cost
$55,280/yrincome needed

About This Home

Located at 12178 Dogwood Dr in Holts Summit, this 20 acre wooded tract offers an elevated setting overlooking the Missouri River bottoms in Callaway County. Positioned at the end of an asphalt drive, the property provides established access along with a private, tucked away feel that supports residential or recreational use. The land is comprised of mature hardwood timber with rolling topography that creates natural building opportunities. The elevated terrain provides expansive views across the Missouri River bottoms and surrounding countryside. The combination of timber, topography, and access makes this property well suited for a primary residence or country home site, subject to county regulations and HOA covenants. Electric service is already available on the property, offering a key infrastructure component for future construction. The existing asphalt drive enhances accessibility and supports year round entry. Buyers can evaluate multiple potential building locations that take advantage of the views while maintaining wooded surroundings. Beyond its residential potential, the acreage supports outdoor recreation and hunting opportunities typical of central Missouri. The timbered landscape offers wildlife habitat and space for trail development, wildlife observation, or general outdoor use. The property’s size and layout provide flexibility for a variety of land management goals. The location balances rural character with convenient access to nearby communities. The property is approximately 3 miles from central Holts Summit, about 4 miles from Jefferson City, and roughly 25 miles from Columbia. This proximity allows access to employment centers, medical facilities, retail, and dining while maintaining a private setting overlooking the river bottoms. This 20 acre tract in Callaway County offers the key elements many buyers seek in a premium rural homesite: established access, electricity on site, mature hardwood timber, and elevated views. All boundary lines, utility connections, and intended uses should be independently verified by the buyer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
North Elementary SchoolGrades K-53.5 mi
7/10
4/10

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 2702.004.000000015.000
  • Special condition: Standard

Lot

  • Lot size: 20 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm
Landslide
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,008$12,096
Home Insurance *$124$1,488
Property Taxes $109$1,308
Electricity $141$1,693
Total$1,382$16,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,382/yr
40% on housing$41,460/yr
45% on housing$36,853/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.1%
2.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 65043$159
Callaway County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 65043$172
Callaway County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-13Listed for sale$199,500

For Sale by Agent

AgentLogan Burk
BrokerageWhitetail Properties Real Estate, LLC

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