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535 E Main St, Ashland, OH, 44805

3beds
1baths
1,248sqft
$169,900
$136price/sqft
$1,273/moest. monthly cost
$50,920/yrincome needed

About This Home

Welcome to this charming 3-bedroom, 1-bath home offering comfort and convenience in the heart of Ashland! The functional layout provides inviting living spaces and comfortable bedrooms, making it easy to feel at home. The updated kitchen and bathroom (2021) add modern appeal, while recent improvements include a new garage door and main sewer pipe (2023). The kitchen includes an electric range and refrigerator, with the washer and dryer also conveying for added convenience. Conveniently located near shopping, dining, parks, schools, and everyday amenities, this home offers easy access to everything Ashland has to offer. This is a wonderful opportunity to own a well-maintained home in a convenient location.PLEASE ALLOW 48 HOURS for response to any offers

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

10/10
Osborn Elementary SchoolGrades PK-30.3 mi
7/10
Ashland Middle SchoolGrades 6-81.5 mi
7/10
Ashland High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1901

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second
  • Dimensions: 13.1 x 7.9

Bedroom

  • Level: Second
  • Dimensions: 14.3 x 14.4

Bedroom

  • Level: Second
  • Dimensions: 11.9 x 14.4

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,248

Heating & Cooling

  • Heating features: Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Kitchen

  • Level: First
  • Dimensions: 11.4 x 11

Living Room

  • Level: First
  • Dimensions: 13.5 x 18.1

Property

Details

  • Parcel number: P440290006600

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Back Yard

Lot

  • Lot size: 4,957 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$100$1,200
Property Taxes $121$1,452
Electricity $193$2,320
Total$1,273$15,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,645/yr
40% on housing$38,190/yr
45% on housing$33,946/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 44805$111
Ashland County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 44805$146
Ashland County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$159,900
2026-07-24Listed for sale$169,900
2023-07-06Listing removed--
2023-06-28Listed for rent$800
2021-06-11Sold$86,000
2021-04-21Pending sale$89,900
2021-02-25Listed for sale$89,900
2018-07-02Listing removed$69,900
2018-02-11Listed for sale$69,900

For Sale by Agent

AgentTracy Jones
BrokerageKeller Williams Elevate

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