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305 W Cypress Street, Elizabeth City, NC, 27909

5beds
3baths
2,039sqft
$280,000
$137price/sqft
$1,885/moest. monthly cost
$75,400/yrincome needed

About This Home

Offering 5 bedrooms, 2.5 baths, and located less than a mile from downtown Elizabeth City, 305 W Cypress Street is ready to welcome its new owner! Step inside to beautiful LVP flooring throughout the first floor, leading to a convenient downstairs bedroom and a bright, open concept living room and kitchen. Make yourself at home with this the lovely kitchen featuring granite countertops, stainless steel appliances, a center island, and pantry. Upstairs, you'll find four additional bedrooms, including a spacious primary suite featuring an en-suite bath with a tile shower and double closets, one being a walk in with custom shelving. Schedule your showing today!

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

3/10
Sheep-Harney ElementaryGrades PK-50.2 mi
6/10
Elizabeth City MiddleGrades 6-85.0 mi
3/10
Pasquotank County HighGrades 9-124.9 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Dishwasher,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Closet

Basement

  • Basement: None

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Walk-in Closet(s),Solid Surface,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,039
  • Total interior livable area: 2,039 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 891420717856
  • Zoning: R-6
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2000 - 2199

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 29' x 104'

Parking

  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Hurricane
Lightning
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Pasquotank County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$121$1,452
Property Taxes $149$1,788
Electricity $200$2,405
Total$1,885$22,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,628/yr
40% on housing$56,550/yr
45% on housing$50,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 27909$154
Pasquotank County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 27909$185
Pasquotank County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$325,000
2021-02-09Sold$9,500
2021-01-15Pending sale$10,000
2020-12-08Listed for sale$10,000
2020-07-23Sold$6,000
2020-03-04Price change$15,000
2019-06-10Listed for sale$27,500

For Sale by Agent

AgentSamara Jones
BrokerageWater Street Real Estate Group

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