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140 W Keller St, Bradford, OH, 45308

2beds
1baths
1,208sqft
$139,900
$116price/sqft
$1,131/moest. monthly cost
$45,240/yrincome needed

About This Home

Welcome to 140 W. Keller Street in Bradford, Ohio! If you're looking for an affordable home with the big-ticket updates already completed, this is one you won't want to miss! This charming one-story home offers 2 bedrooms, 1 full bath, and 1,208 square feet of comfortable living space with a functional layout that's ready for its next owner. Enjoy your morning coffee on the inviting enclosed front porch or spend evenings relaxing in the bright, spacious living room filled with natural light. The heart of the home is the generously sized eat-in kitchen, offering abundant cabinet and counter space for meal preparation and family dinners. A spacious laundry room provides additional storage and everyday convenience coming in from the backyard. The outdoor storage shed offers plenty of room for lawn equipment and tools. The best part? The major updates have already been completed! Within the last year, the home has received a new roof and gutters, energy-efficient windows with a transferable warranty, new furnace, new water heater, new sump pump, new front door, and an updated bathroom. These valuable improvements provide peace of mind and allow you to focus on making the home your own. Adding your touch to the kitchen and cosmetic finishes offer the perfect opportunity to add your personal style and build equity without worrying about the home's major mechanical systems. This home is being sold AS-IS. Inspections for buyer knowledge only. Rely on your own measurements.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
6/10
Bradford High SchoolGrades 6-120.4 mi

Construction

Condition

  • Year built: 1956

Materials

  • Construction materials: Other,Shingle Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main
  • Dimensions: 12 x 9

Bedroom

  • Level: Main
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 12 x 12

Family Room

  • Level: Main
  • Dimensions: 20 x 16

Features

  • Ceiling Fan(s)
  • Window features: Double Hung,Double Pane Windows,Insulated Windows,Vinyl

Florida Room

  • Level: Main
  • Dimensions: 18 x 10

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,208
  • Total interior livable area: 1,208 sqft

Kitchen

  • Level: Main
  • Dimensions: 15 x 7

Laundry

  • Level: Main
  • Dimensions: 15 x 6

Property

Details

  • Parcel number: A04240921010110900
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Porch,Storage

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: irregular

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$131$1,572
Property Taxes $100$1,200
Electricity $193$2,320
Total$1,131$13,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,777/yr
40% on housing$33,930/yr
45% on housing$30,160/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 45308$202
Darke County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 45308$97
Darke County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$129,000
2026-07-30Listed for sale$139,900
2003-06-11Sold$42,000

For Sale by Agent

AgentKelly Berry
BrokerageColdwell Banker Heritage

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