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657 Timber Ln, Elkview, WV, 25071

3beds
1baths
1,188sqft
$149,900
$126price/sqft
$1,106/moest. monthly cost
$44,240/yrincome needed

About This Home

$25k+ PRICE REDUCTION! Don?t miss this opportunity to own a solid 3-bedroom, 1-bath home on a beautiful 0.8-acre lot with plenty of flat, usable space with convenient access from both a private driveway and community back road. Inside, the home features hardwood floors throughout including hardwoods under the living room carpet. The full basement provides excellent storage space and includes an additional toilet and shower. Both the large screened-in back porch and the open front patio overlook the trees and wooded area. Additional exterior features include a large, flat parking area and a storage shed located on the lower level of the property. The detached 2-car garage offers additional storage and workspace potential; however, the structure has structural issues and will require either reconstruction or removal. The home is priced to reflect the condition and provide an opportunity for the next owner to add value and create a property that meets their needs.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
Pinch Elementary SchoolGrades PK-51.1 mi
5/10
Elkview Middle SchoolGrades 6-81.8 mi
6/10

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Composition,Shingle
  • Construction materials: Block,Plaster

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Dimensions: 9.9x13.3

Bedroom3

  • Level: Main
  • Dimensions: 12.10x11.6

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Other
  • Dimensions: 0x0

Features

  • Eat-in Kitchen
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,188 sqft

Kitchen

  • Level: Main
  • Dimensions: 12.7x14.5

Living Room

  • Level: Main
  • Dimensions: 12.10x17.10

Primary Bedroom

  • Level: Main
  • Dimensions: 12.10x12.4

Property

Details

  • Parcel number: 200015029C00260000

Features

  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Porch,Patio,Storage

Lot

  • Lot size: 0.86 Acres
  • Lot size dimensions: 0 x 0 x 0 x 0

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Heat Wave
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$67$804
Property Taxes $101$1,212
Electricity $181$2,178
Total$1,106$13,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,920/yr
40% on housing$33,180/yr
45% on housing$29,493/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 25071$114
Kanawha County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 25071$131
Kanawha County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Price change$149,900
2026-06-18Price change$175,000
2026-06-11Price change$189,900
2026-06-02Listed for sale$199,900

For Sale by Agent

AgentDan Lanham
BrokerageCentury 21 Excellence Realty

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