8445 Steele ROAD, Harshaw, WI, 54529
About This Home
Stunning new construction on a pristine 127-acre lake, offering exceptional privacy and a serene, peaceful setting ideal for relaxing or entertaining. Perfect for fishing and water sports, this 3-bedroom home features 2 full and 2 half baths, a walkout lower level, and high-end finishes throughout. Enjoy a two-sided gas fireplace and a spacious walk-in butler's pantry. The attached heated 2.5-car garage includes a loft, plus an additional 2-car garage with loft and a third bay workshop. Complete with a private boathouse for ultimate lakeside living. Conveniently located approximately 20 minutes from the shops, dining, and amenities of Minocqua and Rhinelander. Virtually staged.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2019
Materials
- Construction materials: Fiber Cement,Aluminum Trim
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Oven,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: 8'+ Ceiling,Finished,Full,Full Size Windows,Concrete,Walk-Out Access,Exposed
Bathroom
- Features: Tub Only,Ceramic Tile,Master Bedroom Bath: Walk-In Shower,Master Bedroom Bath,Shower Over Tub
Bedroom2
- Level: Lower
- Area: 121
Bedroom3
- Level: Lower
- Area: 100
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 2
- Main level bedrooms: 1
Family Room
- Level: Lower
- Area: 336
Features
- High Speed Internet,Pantry,Cathedral/vaulted ceiling,Walk-In Closet(s),Wet Bar,Kitchen Island
- Flooring: Wood
- Finished area below ground: 1,675
- Finished area above ground: 1,927
Heating & Cooling
- Heating features: Propane,Forced Air,In-floor,Radiant
- Cooling features: Central Air
Interior Area
- Total structure area: 3,602
- Total interior livable area: 3,602 sqft
Kitchen
- Level: Main
- Area: 315
Living Room
- Level: Main
- Area: 560
Master Bedroom
- Level: Main
- Area: 221
Property
Details
- Parcel number: CA7325
- Zoning: Res
- Exclusions: Stager's Personal Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Deeded Water Access,Water Access/Rights,Waterfront,Lake,101-199 feet
- Waterbody name: West Horsehead Lake
- Living area range: 3501 or more,3501-5000,2501 or more
Lot
- Lot size: 2.14 Acres
- Features: Wooded
Parking
- Total spaces: 4
- Parking features: Garage Door Opener,Heated Garage,Attached,4 Car,1 Space
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,320 | $75,840 |
| Home Insurance * | $511 | $6,132 |
| Property Taxes | $1,540 | $18,480 |
| Electricity | $338 | $4,061 |
| Total | $8,709 | $104,508 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Listed for sale | $1,250,000 |
| 2025-12-12 | Listing removed | $949,900 |
| 2025-07-26 | Listed for sale | $949,900 |
New Construction
View on Zillow