10012 Pine Tree Dr, Minocqua, WI, 54548
About This Home
Location, location, location! Nestled in the heart of Minocqua, this 2-bedroom, 3-bath home offers the best of Northwoods living with all the perks of being near the water - without the waterfront tax bill. Situated right next to the public boat launch on beautiful Papkee Lake, spontaneous fishing trips, sunset cruises, and days on the water are only steps away. Plus, you're just minutes from Minocqua's vibrant downtown filled with local restaurants, coffee shops, boutiques, seasonal events, and everything that makes this community such a beloved Northwoods destination. Inside, you'll find a blend of character and comfort with charming original details, warm wood floors in the kitchen, a cozy fireplace, and a bar addition that creates the perfect gathering spot after a day outdoors. Triple-pane windows provide energy efficiency and a peaceful interior, while main-floor laundry adds everyday convenience. A second full bath is located just off the kitchen, and upstairs you'll find both bedrooms along with the third full bath. Recent updates - including a new roof (2023), fresh exterior paint (2024), and a brand-new furnace (2024) - mean you can spend less time on projects and more time enjoying everything Minocqua has to offer. Whether you're looking for a full-time residence, weekend retreat, or investment opportunity, this home puts Northwoods recreation and lake life right at your doorstep.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Block
- Roof: Composition,Shingle
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
- Laundry features: Main Level
Basement
- Basement: None
Bathroom
- Level: First
Bathroom
- Level: Second
Bathroom
- Level: First
Bedroom
- Level: Second
- Dimensions: 17x8'5
Bedroom
- Level: Second
- Dimensions: 17'7x11'4
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Entry Foyer
- Level: First
- Dimensions: 12'10x4'6
Features
- Ceiling Fan(s)
- Flooring: Carpet,Vinyl,Wood
- Number of fireplaces: 1
- Fireplace features: Stone
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,839
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 1,839
- Total interior livable area: 1,839 sqft
Kitchen
- Level: First
- Dimensions: 11'5x11'10
Living Room
- Level: First
- Dimensions: 19'11x15'6
Other
- Level: First
- Dimensions: 9'9x11'2
Sunroom
- Level: First
- Dimensions: 7'6x19'3
Property
Details
- Parcel number: MI389
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Open
- Exterior features: Shed,Gravel Driveway,Paved Driveway
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Lake Front
- Frontage type: Lakefront
- Frontage length: 0,0
Lot
- Lot size: 0.66 Acres
- Features: Lake Front,Sloped,Views,Wooded
Parking
- Total spaces: 2
- Parking features: Underground,Garage,Two Car Garage,Storage,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,645 | $19,740 |
| Home Insurance * | $172 | $2,064 |
| Property Taxes | $242 | $2,904 |
| Electricity | $172 | $2,073 |
| Total | $2,231 | $26,772 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $325,500 |
| 2026-06-23 | Price change | $328,500 |
| 2026-06-03 | Listed for sale | $332,500 |
| 2025-08-28 | Sold | $320,000 |
| 2025-07-21 | Contingent | $335,000 |
| 2025-05-21 | Listed for sale | $335,000 |
| 2024-07-10 | Listing removed | $335,000 |
| 2024-05-08 | Price change | $335,000 |
| 2023-08-28 | Price change | $345,000 |
| 2023-06-08 | Listed for sale | $349,000 |
| 2023-05-30 | Contingent | $349,000 |
| 2023-05-25 | Listed for sale | $349,000 |
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