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1311 Luebbing Rd, Three Lakes, WI, 54562

3beds
3baths
2,071sqft
$1,150,000
$555price/sqft
$7,584/moest. monthly cost
$303,360/yrincome needed

About This Home

Chain of Lakes living in the Northwoods! This 3BR/2.5BA home boasts 124 ft of frontage on beautiful Island Lake, part of the renowned Three Lakes Chain of 20 connecting lakes. Southern exposure fills the home and property with natural light, while the beautifully landscaped yard showcases colorful flowering trees and a picturesque setting along the water. A small state-owned island just offshore adds to the scenic lake views and Northwoods charm! Designed for convenient main-floor living, the home fts a spacious living room with cathedral ceilings, a gas fireplace, and lakeside windows. The primary suite offers generous space, a walk-in closet, and a private en suite bath. An attached 2-car garage provides storage for vehicles, boats, and seasonal toys/gear. Spend your days relaxing on the lakeside deck or dock, taking in the beautiful views and enjoying direct access to one of the area's most sought-after chains of lakes. Whether your passion is boating, fishing, hunting, swimming, snowmobiling, or UTVing, this property places year-round recreation right outside your back door. Experience everything the Northwoods lifestyle has to offer from this exceptional Island Lake property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
8/10
5/10
Three Lakes High SchoolGrades 9-123.2 mi

Construction

Materials

  • Foundation: Block
  • Roof: Composition,Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First
  • Dimensions: 13'9x11

Bedroom

  • Level: First
  • Dimensions: 12'1x11'10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 12x12

Dining Room

  • Level: First
  • Dimensions: 10'3x8'7

Entry Foyer

  • Level: First
  • Dimensions: 12'8x5'6

Features

  • Wet Bar,Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Bath in Primary Bedroom,Main Level Primary,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,071

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,071
  • Total interior livable area: 2,071 sqft

Kitchen

  • Level: First
  • Dimensions: 9'4x11'10

Laundry

  • Level: First
  • Dimensions: 7'4x5'6

Living Room

  • Level: First
  • Dimensions: 15'10x23'10

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First
  • Dimensions: 17'5x13'4

Property

Details

  • Parcel number: TL12629
  • Zoning description: Residential
  • Other equipment: Generator

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Open
  • Exterior features: Dock,Landscaping
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Shoreline - Sand,Shoreline - Rocky,Lake Front
  • Waterbody name: ISLAND
  • Frontage type: Lakefront
  • Frontage length: 124,124

Lot

  • Lot size: 0.63 Acres
  • Features: Lake Front,Views

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$515$6,180
Property Taxes $1,060$12,720
Electricity $194$2,335
Total$7,584$91,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,022/yr
40% on housing$227,520/yr
45% on housing$202,240/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$555This listing

vs Other Active Listings

Avg $/sqft

ZIP 54562$315
Oneida County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 54562
Oneida County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$1,150,000
2026-02-26Sold$1,125,000
2026-01-31Contingent$1,299,000
2025-12-03Price change$1,299,000
2025-10-08Listed for sale$1,450,000

For Sale by Agent

AgentNICHOLAS LASIER
BrokerageLASIER REALTY, INC.

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