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732 Keller Dr, Dixon, IL, 61021

2beds
2baths
1,516sqft
$319,900
$211price/sqft
$2,470/moest. monthly cost
$98,800/yrincome needed

About This Home

Low-maintenance living is easy to enjoy in this 2023 Summerwood Gardens townhouse in Dixon's Country Club Estates. With 2 bedrooms, 2 bathrooms, accessibility-minded updates, newer finishes, and a basement with potential for future expansion, this home is designed to make everyday life feel a little easier. The main level offers a comfortable, open feel with great natural light, upgraded flooring, and ceiling details that add character throughout. Everyday living is simplified with laundry on the main floor, right where you need it. The kitchen is set up for both daily routines and casual gatherings, with a large island, granite surfaces, stainless appliances, plenty of storage, and upgraded cabinetry with soft-close features. The primary suite provides a relaxing space to unwind, complete with a spacious walk-in closet, double-sink vanity, and walk-in shower. Thoughtful accessibility features, such as wider doorways, larger closet openings, and a garage ramp, add convenience throughout the home. Downstairs, the lookout basement is filled with natural light and ready for your vision, featuring tall ceilings, an egress window, and plumbing already in place for a future bathroom. Outside, you'll find a composite deck and an attached 2-car garage with updated decorative chip flooring. Other added features include a water softener and a central humidifier. With lawn care, snow removal, and access to the community walking path included, this home gives you more time to enjoy where you live and less time worrying about upkeep.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
6/10
Reagan Middle SchoolGrades 6-83.1 mi
2/10
Dixon High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s)
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Bath/Stubbed,Full

Bedroom2

  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Features

  • Cathedral Ceiling(s),1st Floor Bedroom,1st Floor Full Bath

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,516 sqft

Kitchen

  • Level: Main
  • Area: 170
  • Dimensions: 17X10

Living Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 345
  • Dimensions: 15X23

Master Bedroom

  • Features: Bathroom (Full,Double Sink)
  • Level: Main
  • Area: 210
  • Dimensions: 14X15

Property

Accessibility

  • Accessibility features: Door Width 32 Inches or More,Hall Width 36 Inches or More,Pocket Door(s),Disability Access

Details

  • Parcel number: 07022037906600
  • Special condition: None

Lot

  • Lot size: 0.83 Acres
  • Lot size dimensions: 142.77x254.51

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Inland Flooding
Tornado
Hail
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$252$3,024
Property Taxes $471$5,652
Electricity $130$1,569
Total$2,470$29,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,685/yr
40% on housing$74,100/yr
45% on housing$65,866/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 61021$119
Lee County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 61021$116
Lee County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$319,900
2026-04-21Listing removed$319,900
2026-04-06Listed for sale$319,900
2026-03-20Listing removed$319,900
2026-03-11Price change$319,900
2026-02-23Listed for sale$328,000
2024-01-11Sold$265,000
2023-11-01Sold$265,000
2023-10-18Contingent$265,000
2023-05-26Listed for sale$265,000

For Sale by Agent

AgentAnne Dickison
BrokerageHvarre Realty

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