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401 Hudson St, Saint Albans, WV, 25177

5beds
4baths
2,100sqft
$282,000
$134price/sqft
$2,151/moest. monthly cost
$86,040/yrincome needed

About This Home

Beautifully maintained home on a large corner lot with a fully-fenced flat yard featuring main level living with 2 bedrooms, 2 full baths and even the laundry on the main floor. The large kitchen has an abundance of floor-to-ceiling custom cabinetry, tile floors, nice appliances, pretty counters with backsplash. Upstairs is spacious with 3 extra bedrooms, large full bath and a half bath. Upstairs space perfect for a private office or gaming room. Hardwood floors throughout formal areas while the bedrooms feature new carpeting and plenty of built-in storage. Quality wood doors, trim & craftsmanship throughout with arched doorways, newer windows, airy skylights & cozy gas fireplace in the living room. Garage is extra large with private stairway to upstairs bonus room making for a perfect 2nd living space. Opportunity for workshop area in garage with cabinetry already in place & still plenty of room for parking. Desirable location in St. Albans, approx 15 mins to downtown Charleston.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
Central Elementary SchoolGrades PK-51.1 mi
9/10
Mckinley Middle SchoolGrades 6-81.2 mi
7/10
Saint Albans High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Composition,Shingle
  • Construction materials: Drywall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave,Refrigerator

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Dimensions: 12 3 x 11 5

Bedroom2

  • Level: Upper
  • Dimensions: 15 5 x 11 2

Bedroom3

  • Level: Upper
  • Dimensions: 17 5 x 11 2

Bedroom4

  • Level: Main
  • Dimensions: 13 3 x 13 8

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 13 2 x 15 4

Features

  • Separate/Formal Dining Room,Fireplace,Country Kitchen
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,100 sqft

Kitchen

  • Level: Main
  • Dimensions: 13 2 x 18 7

Living Room

  • Level: Main
  • Dimensions: 11 9 x 16 4

Primary Bedroom

  • Level: Upper
  • Dimensions: 21 4 x 9 9

Utility Room

  • Level: Main
  • Dimensions: 7 8 x 5 11

Property

Details

  • Parcel number: 170011005100000000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Fence,Porch,Storage
  • Fencing: Yard Fenced

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 0 x 0 x 0 x 0

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,425$17,100
Home Insurance *$217$2,604
Property Taxes $292$3,504
Electricity $217$2,610
Total$2,151$25,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,748/yr
40% on housing$64,530/yr
45% on housing$57,360/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 25177$80
Kanawha County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 25177$99
Kanawha County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$299,900
2026-03-26Price change$309,900
2026-03-02Listed for sale$315,000
2026-02-24Pending sale$315,000
2026-02-13Listed for sale$315,000
2025-06-02Listing removed$229,000
2025-04-24Contingent$229,000
2025-03-13Listed for sale$229,000

For Sale by Agent

AgentCrystal Reeves-Paynter
BrokerageFaith Realty & Co., LLC

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