See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

822 Laurel St W, Stillwater, MN, 55082

2beds
1baths
1,000sqft
$435,000
$435price/sqft
$3,052/moest. monthly cost
$122,080/yrincome needed

About This Home

Welcome to a beautifully re-imagined gem in the heart of Stillwater, where classic charm meets modern luxury. Nestled at 822 Laurel Street West, this home has been completely remodeled from top to bottom, offering an exceptional turn-key experience. From the moment you arrive, you are greeted by an inviting front porch, perfect for enjoying quiet mornings. The exterior is completely maintenance-free, allowing you more time to soak in the stunning lake views and enjoy the exquisite landscaping including fully irrigated yard that surrounds the property. Designed for effortless daily living, this home embraces a seamless one-level floor plan. The heart of the home features a spacious eat-in kitchen complete with a pantry just off the kitchen, offering plenty of room for culinary creations and storage. Nearby, the main-level laundry adds a layer of absolute convenience to your daily routine. The primary suite serves as a private retreat, highlighting a spacious walk-in closet designed to keep your wardrobe organized and accessible. Step out onto the rear deck to host summer gatherings or simply unwind in your private outdoor oasis. Car enthusiasts and hobbyists will fall in love with the detached, heated garage, which features a pristine, professional epoxied floor. The full basement is ready for your imagination and finishing touches. Kinetico Aquarius included in the sale. Combining a pristine interior with an unbeatable location, this home places you within walking distance of the historic shops, dining, and vibrant waterfront of downtown Stillwater.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

9/10
8/10
Stillwater Middle SchoolGrades 6-81.2 mi
10/10

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Water Filtration System,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Main
  • Area: 195
  • Dimensions: 13x15

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main
  • Area: 72
  • Dimensions: 8x9

Interior Area

  • Total structure area: 1,780
  • Total interior livable area: 1,000 sqft

Kitchen

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2803020230047
  • Zoning description: Residential-Single Family
  • Foundation area: 780

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.25 Acres
  • Features: Near Public Transit
  • Lot size dimensions: 100 x 110

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$249$2,988
Property Taxes $434$5,208
Electricity $170$2,050
Total$3,052$36,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,640/yr
40% on housing$91,560/yr
45% on housing$81,386/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$435This listing

vs Other Active Listings

Avg $/sqft

ZIP 55082$230
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55082$219
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-28Price change$435,000
2026-06-09Price change$459,900
2026-05-29Listed for sale$489,900
2023-08-15Sold$190,000
2020-01-30Price change$229,000
2020-01-27Price change$209,900
2019-10-04Price change$209,999
2019-08-05Listed for sale$229,900

For Sale by Agent

AgentJames Barrett
BrokerageRE/MAX Professionals

Similar Homes