See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

445 Ashcreek Rd, Paducah, KY, 42001

5beds
5baths
4,980sqft
$699,900
$141price/sqft
$5,258/moest. monthly cost
$210,320/yrincome needed

About This Home

Welcome to 445 Ashcreek Road—a spacious 5-bedroom, 4.5-bath home designed for comfortable everyday living and unforgettable entertaining. At the heart of the home, the kitchen features a gas stove, double ovens, and sitting area or eat in area. There is plenty of space for gathering and the fireplace in the family room makes it extra cozy. The impressive primary suite offers a beautifully remodeled ensuite bathroom and an expansive walk-in closet, creating the perfect private retreat. Downstairs, the freshly painted basement provides even more flexible living space for movie nights, recreation, a home gym, or overnight guests. Step outside and discover a backyard made for enjoying every season, complete with an in-ground pool, generous entertaining space, and an outdoor fireplace for cozy evenings under the stars. With room to spread out inside and a backyard you may never want to leave. This Ashcreek home offers the space, updates, and lifestyle today's buyers are searching for. ***Open House Cancelled***

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
9/10
Lone Oak Middle SchoolGrades 6-81.7 mi
9/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter,Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Double Oven,Dishwasher,Refrigerator,Cooktop
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Finished,Walk-Out Access,Walk-Up Access

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bathroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Lower

Features

  • Breakfast Bar,Eat-in Kitchen,Wet Bar,Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,930
  • Finished area above ground: 3,050

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 4,980
  • Total interior livable area: 4,980 sqft

Kitchen

  • Level: Lower

Master Bathroom

  • Level: First

Master Bedroom

  • Level: Lower

Recreation Room

  • Level: Lower

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0882020045

Features

  • Levels: Three Or More
  • Private pool: Yes
  • Pool features: Above Ground
  • Exterior features: Fire Pit,Other

Lot

  • Lot size: 0.46 Acres
  • Features: Landscaped,Few Trees

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$741$8,892
Property Taxes $585$7,020
Electricity $393$4,719
Total$5,258$63,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,274/yr
40% on housing$157,740/yr
45% on housing$140,213/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 42001$124
McCracken County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 42001$133
McCracken County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$699,900
2026-08-03Listed for sale$699,900
2021-07-30Listing removed--
2021-05-01Listed for sale$775,000

For Sale by Agent

AgentAngela Hulette
BrokerageeXp Realty, LLC

Similar Homes