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625 S 28th St, Paducah, KY, 42003

2beds
1baths
1,013sqft
$109,900
$108price/sqft
$857/moest. monthly cost
$34,280/yrincome needed

About This Home

Convenience Meets Comfort In This 2 Bedroom, 1 Bathroom Home In Midtown Paducah, Just Minutes From Baptist Health, Dining, Shopping, And Schools. Offering 1,013 Square Feet, The Home Features A Bright Living Room With Large Windows, A Dedicated Dining Area, And A Kitchen With Stainless Appliances And Modern Cabinetry. Whether You're Looking To Downsize Or Add To Your Investment Portfolio, This Property Offers Easy Access To Everything Paducah Has To Offer.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
Morgan Elementary SchoolGrades K-50.5 mi
6/10
Paducah Middle SchoolGrades 6-80.5 mi
4/10

Construction

Materials

  • Roof: Composition Shingle
  • Construction materials: Frame,Vinyl Siding,Dry Wall

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Stove
  • Laundry features: In Kitchen,Washer/Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 122.96

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Cooling

  • Cooling features: Window Unit(s)

Dining Room

  • Features: Formal Dining
  • Level: Main
  • Area: 150.29000000000002

Features

  • Ceiling Fan(s)
  • Flooring: Vinyl/Linoleum
  • Finished area below ground: 0

Interior Area

  • Total structure area: 1,013
  • Total interior livable area: 1,013 sqft

Kitchen

  • Level: Main
  • Area: 80.64

Living Room

  • Level: Main
  • Area: 267.71999999999997

Master Bedroom

  • Level: Main
  • Area: 119.48

Property

Details

  • Parcel number: 1042403002

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 9,583 sqft
  • Features: In City Limits,Level

Parking

  • Parking features: Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$115$1,380
Property Taxes $33$396
Electricity $154$1,850
Total$857$10,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,382/yr
40% on housing$25,710/yr
45% on housing$22,853/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 42003$101
McCracken County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 42003$122
McCracken County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$119,900
2025-01-01Listing removed$119,900
2024-11-06Listing removed$1,200
2024-10-22Listed for rent$1,200
2024-04-25Price change$119,900
2024-02-27Listed for sale$129,900
2023-08-01Listing removed--
2023-07-16Listed for rent$1,200

For Sale by Agent

AgentAustin Mourad
BrokerageHousman Partners Real Estate

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