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2607 Ohio St, Paducah, KY, 42003

2beds
1baths
981sqft
$54,000
$55price/sqft
$499/moest. monthly cost
$19,960/yrincome needed

About This Home

Charming 1925 Home Full Of Character And Opportunity! Situated On A Large Lot , This Property Features A Detached Garage And Timeless Architectural Details Throughout. Inside, You'll Find High Ceilings, A Cozy Gas Log Fireplace, And Beautiful Original Wood Floors That Add Warmth And Charm To The Living Spaces. This Home Offers Great Potential For Investors Or Handy Homeowners Looking To Restore And Customize. While It Boasts Solid Bones And Classic Appeal, It Does Need Some Tlc, Including Flooring Work In The Kitchen, And Ceiling Work In One Of The Bedrooms. Being Sold As Is, This Property Is A Fantastic Opportunity To Bring Your Vision To Life And Build Equity. Conveniently Located Near Schools, Shopping, Dining, Parks, And Entertainment, This Home Combines Location, Character, And Potential-all At An Attractive Value. Don't Miss A Chance To Transform This Hidden Gem Into Something Truly Special.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
Morgan Elementary SchoolGrades K-50.5 mi
6/10
Paducah Middle SchoolGrades 6-80.7 mi
4/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition Shingle
  • Construction materials: Wood Siding,Dry Wall,Plaster

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Stove,Gas Water Heater
  • Laundry features: In Garage

Basement

  • Basement: Crawl Space,None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Living/Dining

Features

  • Ceiling Fan(s),Closet Light(s)
  • Window features: Screens,Wood Frames
  • Flooring: Vinyl/Linoleum,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Crawl Space
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 981
  • Total interior livable area: 981 sqft

Kitchen

  • Features: Kitchen/Dining Room

Property

Details

  • Parcel number: 1042413008

Features

  • Patio & porch: Covered Porch
  • Fencing: Fenced

Lot

  • Lot size: 0.28 Acres
  • Features: In City Limits,Level
  • Lot size dimensions: 75 x 162

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $273$3,276
Home Insurance *$56$672
Property Taxes $16$192
Electricity $154$1,850
Total$499$5,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,108/yr
40% on housing$14,970/yr
45% on housing$13,306/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 42003$102
McCracken County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 42003$122
McCracken County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Price change$59,900
2026-03-22Listed for sale$69,900

For Sale by Agent

AgentDell Taylor
BrokerageEXIT REALTY KEY GROUP

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