205 Willow Lake Dr, Paducah, KY, 42003
About This Home
Located in the desirable Willow Lake subdivision, this spacious 4 bedroom, 4 bathroom home offers over 3,200 square feet with a functional layout designed for both everyday living and entertaining. Built in 2003 and situated on a 0.42 acre lot, the home features two separate living areas, each with its own fireplace, giving everyone room to spread out and enjoy their own space. The large kitchen includes a breakfast nook, bar seating, and plenty of cabinet and counter space, making it the perfect gathering space for family and guests. The split floorplan provides added privacy, while the home also features two primary suites, making it ideal for guests. The main primary suite offers a spacious bathroom and large walk-in closet. A dedicated office provides the perfect work-from-home setup or flex space. Additional highlights include a 2-cargarage, floored walk-in attic storage, abundant storage throughout, and a layout that combines comfort, functionality, and flexibility.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Block
- Roof: Dimensional Style
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Oven
- Laundry features: Main Level
Bedroom2
- Level: First
- Area: 156
Bedroom3
- Level: First
- Area: 144
Bedroom4
- Level: Second
- Area: 146.9
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Bonus Room
- Level: Second
- Area: 143.19
Den
- Level: Second
- Area: 65
Dining Room
- Level: First
- Area: 156
Family Room
- Level: Second
- Area: 320.91
Features
- Entrance Foyer,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 2
- Fireplace features: Family Room,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,264
Heating & Cooling
- Heating features: Electric,Forced Air,Natural Gas
- Cooling features: Central Air,Multi Units
Interior Area
- Total structure area: 3,264
- Total interior livable area: 3,264 sqft
Kitchen
- Level: First
- Area: 156
Living Room
- Level: First
- Area: 340
Master Bedroom
- Level: First
- Area: 258.4
Utility Room
- Level: First
- Area: 48
Property
Details
- Parcel number: 1332016064.06
Features
- Levels: Two
- Fencing: None
Lot
- Lot size: 0.42 Acres
- Features: Landscaped
Parking
- Total spaces: 2
- Parking features: Attached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Earthquake
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $550 | $6,600 |
| Property Taxes | $381 | $4,572 |
| Electricity | $257 | $3,093 |
| Total | $3,842 | $46,104 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-26 | Listed for sale | $525,000 |
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