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104 Sherburne St N, Stillwater, MN, 55082

2beds
1baths
1,073sqft
$239,000
$223price/sqft
$1,752/moest. monthly cost
$70,080/yrincome needed

About This Home

Opportunity awaits just minutes from historic downtown Stillwater. This property is being sold as-is and is best suited for buyers prepared to take on a renovation project. With thoughtful updates and improvements, this home provides the potential to reimagine and restore a property in a highly desirable location. Enjoy convenient access to the St. Croix River, Brown's Creek Trail, local shopping, dining, and many of the attractions that make Stillwater a sought-after destination.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

9/10
8/10
Stillwater Middle SchoolGrades 6-80.9 mi
10/10

Construction

Condition

  • Year built: 1878

Materials

  • Roof: Age Over 8 Years,Asphalt,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Range,Refrigerator
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Partial

Bedroom

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,073

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,073
  • Total interior livable area: 1,073 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Living Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Other

  • Level: Main
  • Area: 84
  • Dimensions: 7x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2803020320071
  • Zoning description: Residential-Single Family
  • Foundation area: 709

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Porch

Lot

  • Lot size: 2,613 sqft
  • Features: Near Public Transit,Corner Lot
  • Lot size dimensions: 43 x 61

Parking

  • Parking features: Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$136$1,632
Property Taxes $238$2,856
Electricity $170$2,050
Total$1,752$21,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,068/yr
40% on housing$52,560/yr
45% on housing$46,720/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 55082$232
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55082$219
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$239,000
2026-07-18Price change$244,000
2026-06-24Price change$249,900
2026-06-09Listed for sale$269,900
2010-05-20Sold$77,000
2009-11-30Sold$77,000
2009-07-25Listing removed$79,900
2009-07-02Price change$79,900
2009-06-27Price change$89,900
2009-06-12Listed for sale$99,900
2005-05-20Sold$151,400
2002-04-30Sold$117,700

For Sale by Agent

AgentMary Frances Snavely
BrokerageKeller Williams Premier Realty

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