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3198 Highway 319, Franklin, LA, 70538

2beds
1baths
1,144sqft
$270,000
$236price/sqft
$2,234/moest. monthly cost
$89,360/yrincome needed

About This Home

Exceptional Coastal Retreat in Cypremort Point! Discover the cream of the crop in coastal living with this stunning 2-bedroom, 1-bath camp that offers sophistication, quality, and comfort in every detail. Elevated and built to last, this remarkable property showcases craftsmanship and thoughtful design from the ground up. The lower level is fully enclosed with solid concrete block construction, creating a refined space ideal for an outdoor kitchen, entertaining area, or generous storage. Spray foam insulation beneath the main level enhances energy efficiency and year-round comfort. Inside, the home exudes natural elegance with real cypress wood walls and ceilings that create a warm and inviting atmosphere. The kitchen is beautifully updated with granite countertops, a timeless subway tile backsplash, and modern fixtures--perfect for both casual meals and coastal entertaining. Enjoy breathtaking water views from every angle. Expansive covered decks stretch across the front and back of the home--the rear overlooking Vermilion Bay, and the front capturing serene views of the canal and additional property included in the sale. That additional parcel features a historic landmark currently serving as a charming fishing shack along the canal, adding unique character and heritage to this one-of-a-kind offering. Underneath the camp, an attached storage area provides space for a small boat or all your gear, while the impressive detached shop with a roll-up door offers ample room for an RV, boat, or multiple recreational vehicles. Designed for versatility, this building is ideal for any hobby or storage need. Positioned on over half an acre, this extraordinary property combines luxury, durability, and lifestyle value rarely found at Cypremort Point. Whether you're seeking a serene getaway or a year-round retreat, this property delivers the very best of coastal elegance and practicality.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Raintree Elementary SchoolGrades PK-520.6 mi
3/10
West St. Mary High SchoolGrades 9-1219.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1995

Materials

  • Foundation: Piling/Stilt
  • Roof: Metal
  • Construction materials: HardiPlank Type,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Stove Con
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Beamed Ceilings,Crown Molding,Granite Counters
  • Window features: Window Treatments,Double Pane Windows,Storm Window(s)
  • Flooring: Vinyl Plank

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 1,144 sqft

Property

Details

  • Parcel number: 1034444081.00
  • Exclusions: Refrigerator

Features

  • Stories: 1
  • Patio & porch: Covered,Deck,Enclosed,Open,Porch
  • Exterior features: Lighting
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Bayou/River,Dock/Mooring,Waterfront,Walk To

Lot

  • Lot size: 0.58 Acres
  • Features: 0.51 to 0.99 Acres,Level,Waterfront
  • Lot size dimensions: 97 x 252

Parking

  • Parking features: Open,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Drought
    DroughtRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Drought
Tornado
Cold Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Other
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$637$7,644
Property Taxes $85$1,020
Electricity $147$1,773
Total$2,234$26,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,594/yr
40% on housing$67,020/yr
45% on housing$59,573/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 70538$108
St. Mary Parish$93

vs Homes Sold Last Month

Median $/sqft

ZIP 70538$80
St. Mary Parish$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$290,000
2026-03-02Price change$298,500
2025-12-10Listed for sale$300,000
2022-08-12Sold--
2022-07-01Pending sale$275,000
2021-05-24Listed for sale$275,000

For Sale by Agent

AgentStacy Folse
BrokerageEXP Realty, LLC

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