See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

105 Clay St, Franklin, LA, 70538

4beds
3baths
2,212sqft
$142,000
$64price/sqft
$1,264/moest. monthly cost
$50,560/yrincome needed

About This Home

Great family home featuring 4 large bedrooms with plenty of closet space, 2 1/2 bathrooms - 1 with a large walk-in shower. Some original wood flooring , den with wet bar, large kitchen and dining room. A must see!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
5/10
5/10

Construction

Condition

  • Property condition: Resale

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Composition
  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Stove Con
  • Laundry features: Washer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Crown Molding,Dual Closets,Wet Bar,Formica Counters
  • Window features: Wood Frames
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,212 sqft

Property

Details

  • Parcel number: 2234701078.00

Features

  • Stories: 2
  • Patio & porch: Open
  • Exterior features: Lighting

Lot

  • Lot size: 6,098 sqft
  • Features: 0 to 0.5 Acres
  • Lot size dimensions: 50 x 115

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Other
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $718$8,616
Home Insurance *$335$4,020
Property Taxes $44$528
Electricity $167$2,006
Total$1,264$15,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,337/yr
40% on housing$37,920/yr
45% on housing$33,706/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$64This listing

vs Other Active Listings

Avg $/sqft

ZIP 70538$112
St. Mary Parish$94

vs Homes Sold Last Month

Median $/sqft

ZIP 70538$80
St. Mary Parish$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Listed for sale$142,000

For Sale by Agent

AgentKathryn Monte
BrokerageCaffery Real Estate, Inc.

Similar Homes