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1030 2nd St, Morgan City, LA, 70380

5beds
4baths
4,256sqft
$365,000
$86price/sqft
$3,000/moest. monthly cost
$120,000/yrincome needed

About This Home

Historic 1907 Victorian 5 bedroom, 4 bath home located on Second Street in Morgan City. Constructed from old growth cypress, with 14 foot ceilings and architectural detail throughout. On local parade routes and within walking distance to Lawrence Park and downtown festivals. Rear bedroom has separate entrance and can be used as efficiency apartment or home business. Bonus bedroom and bath in converted attic space. Roof replaced in December 2024. Automatic transfer generator installed in 2021. Tankless water heater and 3 ac units installed in 2018. 2 gas fireplaces. Additional 1000 square foot two story detached garage.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

6/10
3/10
6/10
Morgan City High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1907

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Laundry Room

Bathroom1

  • Level: First
  • Area: 135

Bathroom2

  • Level: First
  • Area: 40

Bathroom3

  • Level: First
  • Area: 50

Bathroom4

  • Level: First
  • Area: 50

Bedroom1

  • Level: First
  • Area: 255

Bedroom2

  • Level: First
  • Area: 255

Bedroom3

  • Level: First
  • Area: 255

Bedroom4

  • Level: First
  • Area: 672

Bedroom5

  • Level: First
  • Area: 480

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First
  • Area: 210

Features

  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas Heat
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,256
  • Total interior livable area: 4,256 sqft

Kitchen

  • Level: First
  • Area: 300

Living Room

  • Level: First
  • Area: 400

Property

Details

  • Parcel number: 319436113300
  • Other equipment: Generator

Features

  • Stories: 2

Lot

  • Lot size: 0.60 Acres
  • Lot size dimensions: 100 x 265

Parking

  • Total spaces: 2
  • Parking features: 2 Cars Park,Covered,Driveway,Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Lightning
Tornado
Coastal Flooding
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Other
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$719$8,628
Property Taxes $115$1,380
Electricity $321$3,861
Total$3,000$36,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,857/yr
40% on housing$90,000/yr
45% on housing$80,000/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 70380$85
St. Mary Parish$94

vs Homes Sold Last Month

Median $/sqft

ZIP 70380$97
St. Mary Parish$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Price change$365,000
2026-02-05Listed for sale$375,000
2025-07-16Listing removed--
2025-06-02Price change$375,000
2025-05-24Price change$389,900
2025-04-19Price change$399,900
2025-03-29Price change$410,000
2025-01-03Price change$420,000
2024-04-13Price change$430,000
2024-03-31Listed for sale$445,000
2020-10-02Listing removed$359,900
2020-08-20Price change$359,900
2020-04-03Price change$369,900
2020-02-13Price change$365,000
2019-10-23Listed for sale$375,000
2018-08-30Sold--
2018-08-12Pending sale$429,900
2018-06-14Listed for sale$429,900

For Sale by Agent

AgentBarret Blondeau
BrokerageFalaya

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