See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

417 Spencer St, South Charleston, WV, 25303

2beds
1baths
902sqft
$154,000
$171price/sqft
$1,137/moest. monthly cost
$45,480/yrincome needed

About This Home

REFURBISHED & UPDATED! Price adjusted for sale! Perfect for rental or primary residence! A wonderful opportunity for first home, investment, or downsizing. NEW flooring, NEW appliances, NEW water heater, NEW carpeting, NEW kitchen cabinets, NEW light fixtures, NEW deck, NEW porch, NEW electric fireplace, NEW doors! Off-street parking for one vehicle in front. Large, level backyard for gardening, pets, or gatherings. Great location near schools, shops, and Interstate while in a quiet neighborhood setting. This charming property has a lot to offer!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
3/10
3/10

Construction

Condition

  • Year built: 1922

Materials

  • Roof: Composition,Shingle
  • Construction materials: Drywall,Frame,Plaster,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom2

  • Level: Main
  • Dimensions: 10.4X8.6

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 13.0X10.6

Features

  • Separate/Formal Dining Room
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Hardwood,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas,Individual,Other,Space Heater
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 902 sqft

Kitchen

  • Level: Main
  • Dimensions: 11.0X10.2

Living Room

  • Level: Main
  • Dimensions: 21.6X10.8

Primary Bedroom

  • Level: Main
  • Dimensions: 10.2X8.8

Property

Details

  • Parcel number: 220028011800000000

Features

  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Fence,Porch
  • Fencing: Yard Fenced

Lot

  • Lot size dimensions: 30 x 30 x 100 x 100

Parking

  • Parking features: Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $778$9,336
Home Insurance *$98$1,176
Property Taxes $80$960
Electricity $181$2,178
Total$1,137$13,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,982/yr
40% on housing$34,110/yr
45% on housing$30,320/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 25303$88
Kanawha County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 25303$114
Kanawha County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$149,000
2026-07-08Listed for sale$154,000
2025-10-31Sold$22,500
2025-10-15Pending sale$22,500
2025-09-25Price change$22,500
2025-08-25Price change$27,500
2025-07-24Listed for sale$32,500
2011-07-30Listing removed$73,900
2011-06-09Price change$73,900
2011-05-25Listed for sale$76,000
2006-06-05Sold$65,000
2004-12-30Sold$39,900

For Sale by Agent

AgentMark Blackwell
BrokerageBetter Homes and Gardens Real Estate Central

Similar Homes