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10758 Us Highway 23 N, Alpena, MI, 49707

2beds
1baths
798sqft
$167,000
$209price/sqft
$1,390/moest. monthly cost
$55,600/yrincome needed

About This Home

Welcome to your private retreat! This charming 2-bedroom, 1-bath home is conveniently located just off US-23, minutes from Alpena and down the road from popular Long Lake. Nestled on a private, tree-lined lot, this move-in-ready home features an open-concept layout, updated flooring, a beautifully remodeled kitchen with stainless steel appliances, subway tile backsplash, and a large center island. Enjoy a spacious laundry/mudroom, detached garage, and a peaceful backyard with plenty of room to relax or entertain.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Hinks ElementaryGrades K-53.4 mi
8/10
Alpena High SchoolGrades 8-1210.3 mi
6/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Water Softener,Range/Oven,Refrigerator,Dryer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 798

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 798
  • Total interior livable area: 798 sqft

Property

Details

  • Parcel number: 01300300028000

Features

  • Stories: 1
  • Frontage type: None

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 100 x 125

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Alpena County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $844$10,128
Home Insurance *$85$1,020
Property Taxes $273$3,276
Electricity $188$2,259
Total$1,390$16,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,657/yr
40% on housing$41,700/yr
45% on housing$37,066/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 49707$223
Alpena County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 49707$113
Alpena County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$167,000
2017-02-03Sold$30,000

For Sale by Agent

AgentKayla Rae Ruzicka
BrokerageReal Estate One of Alpena

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