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7194 Upper 17th St N, Oakdale, MN, 55128

3beds
2baths
1,550sqft
$285,000
$184price/sqft
$2,071/moest. monthly cost
$82,840/yrincome needed

About This Home

Welcome home to this well-maintained Oakdale home featuring major updates for peace of mind, including a newer roof (3 years), windows (4 years), central A/C (4 years), and an HVAC system just 1.5 years old. The fully fenced backyard offers a great space for entertaining, pets, or relaxing outdoors. Conveniently located near parks, shopping, dining, and major highways, this move-in-ready home is perfect for homeowners and investors alike. Potential opportunity to add another bedroom and explore the possibility of converting the property into a duplex/two-unit home, subject to city approval. Don’t miss your chance to own this beautiful home with both comfort and future potential

Getting Around

6
WalkingCar-Dependent
24
TransitMinimal Transit
54
BikeBikeable

Schools

5/10
Tartan Senior High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Twin Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedroom2

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Bedroom3

  • Level: Lower
  • Area: 182
  • Dimensions: 14x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 275
  • Dimensions: 25x11

Features

  • Finished area below ground: 600
  • Finished area above ground: 950

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,550
  • Total interior livable area: 1,550 sqft

Kitchen

  • Level: Main
  • Area: 135
  • Dimensions: 15x9

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2902921220053
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 950

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: None

Lot

  • Lot size: 6,011 sqft
  • Features: Corner Lot
  • Lot size dimensions: 48 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$173$2,076
Property Taxes $287$3,444
Electricity $170$2,050
Total$2,071$24,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,005/yr
40% on housing$62,130/yr
45% on housing$55,226/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 55128$141
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55128$198
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Listed for sale$280,000
2026-08-07Listing removed$285,000
2026-07-22Price change$285,000
2026-07-14Listed for sale$299,900
2017-09-01Sold$188,000
2017-07-11Pending sale$185,000
2017-07-08Listed for sale$185,000
2012-08-14Sold$85,000
2012-06-20Listed for sale$74,900
2003-12-03Sold$152,500

For Sale by Agent

AgentBeri Kalista Bandin
BrokerageeXp Realty

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