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62773 170th St, Rose Creek, MN, 55970

4beds
3baths
3,576sqft
$464,900
$130price/sqft
$3,863/moest. monthly cost
$154,520/yrincome needed

About This Home

Do not miss this opportunity to own a beautifully renovated and meticulously maintained home situated on 4.16 acres along a blacktop road. Offering just under 2,900 finished square feet, this 4-bedroom, 3-bath home combines space, comfort, and quality throughout. The inviting interior is filled with natural light and features generous living areas, built-in cabinetry, and a flexible layout ideal for everyday living, entertaining, and hosting guests. Extensive renovations and ongoing care reflect true pride of ownership, making this home truly move-in ready. Recent improvements include a new roof in 2024 and an updated heating and cooling system, along with numerous additional updates too extensive to list, providing lasting comfort and peace of mind. The property offers plenty of outdoor room to relax, gather, and enjoy the peaceful country setting. A rare opportunity to own a well-updated home that delivers space, function, and quality inside and out. Truly small town living at its best!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
5/10
Southland Middle SchoolGrades 6-84.5 mi
6/10

Construction

Condition

  • Year built: 1870

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom

  • Level: Main
  • Area: 20.8333
  • Dimensions: 6'3"x3'4"

Bathroom

  • Level: Second
  • Area: 70.8333
  • Dimensions: 8'6"x8'4"

Bathroom

  • Level: Second
  • Area: 62.2778
  • Dimensions: 9'10"x6'4"

Bedroom

  • Level: Upper
  • Area: 211.7222
  • Dimensions: 12'4"x17'2"

Bedroom2

  • Level: Upper
  • Area: 135.7708
  • Dimensions: 12'3"x11'1"

Bedroom3

  • Level: Second
  • Area: 114.3333
  • Dimensions: 12'3"x9'4"

Bedroom4

  • Level: Second
  • Area: 125.5625
  • Dimensions: 12'3"x10'3"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 1971
  • Dimensions: 13'6"x14"6"

Family Room

  • Level: Main
  • Area: 484.9444
  • Dimensions: 19'4"x25'1"

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,896

Foyer

  • Level: Main
  • Area: 66.9167
  • Dimensions: 6'1"x11'

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,576
  • Total interior livable area: 3,576 sqft

Kitchen

  • Level: Main
  • Area: 250.1319
  • Dimensions: 15'1"x16'7"

Living Room

  • Level: Main
  • Area: 260.0278
  • Dimensions: 12'4"x21'1"

Other

  • Level: Main
  • Area: 254.5556
  • Dimensions: 13'2"x19'4"

Walk In Closet

  • Level: Second
  • Area: 39.1806
  • Dimensions: 7'7"x5'2"

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 120310060
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 1160

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio,Rear Porch,Side Porch
  • Exterior features: Kennel/Dog Run

Lot

  • Lot size: 4.16 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 390' x 463' x 390' x 463'

Parking

  • Total spaces: 3
  • Parking features: Detached Garage,Gravel,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Drought
Hail
Winter Weather
Lightning

FEMA Declared Disasters in Mower County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,350$28,200
Home Insurance *$721$8,652
Property Taxes $491$5,892
Electricity $301$3,619
Total$3,863$46,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,445/yr
40% on housing$115,890/yr
45% on housing$103,013/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 55970
Mower County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 55970$91
Mower County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2014-09-25Sold$177,000
2011-12-28Sold$70,000
2009-09-29Sold$90,000

Coming Soon

AgentCoty Kirtz
BrokerageColleen Jennings Real Estate

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