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32438 560th Ave, Waltham, MN, 55982

5beds
3baths
3,570sqft
$599,900
$168price/sqft
$4,551/moest. monthly cost
$182,040/yrincome needed

About This Home

Welcome to the acreage where your dreams finally have room to grow. Spanning a lush landscape defined by mature trees and vibrant perennial gardens, this 5-bedroom homestead offers a rare combination of refined interior living and unparalleled outbuilding infrastructure. The heart of the home is a luxury kitchen that flows seamlessly into dual main-floor living spaces. The main level also offers 3 bedrooms, a tiled walk-in shower and laundry. The true showstopper is the rear vaulted addition, designed to capture natural light from dawn until dusk. Step through the doors onto an expansive 33 x 24 patio—the perfect stage for summer hosting. Just steps from the patio, a tranquil pond serves the soothing sounds of flowing water from spring through autumn. The finished basement features a large family room and two additional bedrooms and a large unfinished area under the addition, equipped with an egress window, ready for expansion. The attached garage is insulated and heated, ensuring a warm start to every winter morning. For the hobbyist, collector, or entrepreneur, the outbuildings here truly deliver. While the property features a nostalgic array of sheds, granaries, grain bins, and traditional barns, the two massive steel pole buildings are the crown jewels. The largest at 104 x 60 with 16 ft sidewalls. For reassurance if the lights go out, this property has a 22kWh Generac Generator. There's also a 10kWh Solar Array that is tied into the grid. The property is anchored by towering mature trees, providing a sense of established privacy that is hard to find on open acreage. Whether you’re looking for a peaceful country retreat or a functional homestead with room for every project imaginable, this property offers a scale and quality that is second to none.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Architectural Shingle
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Drain Tiled,Drainage System,Egress Window(s),Finished,Full,Storage Space,Sump Basket,Sump Pump

Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Level: Lower
  • Area: 144
  • Dimensions: 12x12

Bedroom5

  • Level: Lower
  • Area: 180
  • Dimensions: 15x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Family Room

  • Level: Lower
  • Area: 506
  • Dimensions: 23x22

Features

  • Finished area below ground: 1,066
  • Finished area above ground: 2,082

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,570
  • Total interior livable area: 3,570 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Living Room

  • Level: Main
  • Area: 567
  • Dimensions: 27x21

Living Room

  • Level: Main
  • Area: 322
  • Dimensions: 23x14

Storage

  • Level: Lower
  • Area: 588
  • Dimensions: 28x21

Storage

  • Level: Lower
  • Area: 176
  • Dimensions: 16x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 190070030
  • Zoning description: Residential-Single Family
  • Foundation area: 2082

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: None
  • Topography of land: Level,Scattered Timber,Wooded

Lot

  • Lot size: 7.89 Acres
  • Features: Tree Coverage - Heavy
  • Lot size dimensions: 625 x 550

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Gravel,Concrete,Electric,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding

FEMA Declared Disasters in Mower County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$886$10,632
Property Taxes $331$3,972
Electricity $301$3,613
Total$4,551$54,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,034/yr
40% on housing$136,530/yr
45% on housing$121,360/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 55982$35
Mower County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 55982$54
Mower County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$649,900

For Sale by Agent

AgentMatt Bartholomew
BrokerageReal Broker, LLC.

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