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4815 Kingswood Ln, Diamond, MO, 64840

4beds
3baths
3,300sqft
$360,000
$109price/sqft
$2,689/moest. monthly cost
$107,560/yrincome needed

About This Home

Spacious raised-ranch home on nearly 1.9 acres at the end of a quiet cul-de-sac in the Diamond/Neosho are. This 4-bedroom, 3-bath home offers approx 3,300 sqft of finished living space with a fully finished walk-out basement. Features include beam ceilings, formal dining, solid-surface counters, pantry, pellet stove fireplace, safe room/storm shelter, and a main-level primary suite. The lower level offers large family additional bedroom and bath, laundry, and exterior access. Enjoy the peaceful, wooded setting from the balcony or deck. Well and septic, attached 2-car carport. Private country feel with convenient access.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

1/10
Diamond Elementary SchoolGrades PK-54.5 mi
5/10
Diamond Middle SchoolGrades 6-84.5 mi
1/10
Diamond High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete Perimeter
  • Roof: Gutters
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Pantry
  • Flooring: Carpet,Laminate
  • Fireplace features: Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 1,500
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Heat Pump,Pellet Stove
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,300
  • Total interior livable area: 3,300 sqft

Property

Details

  • Parcel number: 091002000000013005

Features

  • Patio & porch: Deck
  • Exterior features: Balcony
  • Fencing: Chain Link
  • Residential vegetation: Mostly Wooded

Lot

  • Lot size: 1 Acres
  • Features: Cul-De-Sac,Restrictions,Subdivision
  • Lot size dimensions: 264 x 330

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Drought
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$432$5,184
Property Taxes $186$2,232
Electricity $251$3,023
Total$2,689$32,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,194/yr
40% on housing$80,670/yr
45% on housing$71,706/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 64840$230
Newton County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 64840$145
Newton County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Listed for sale$385,400
2025-09-15Listing removed$399,900
2025-07-31Price change$399,900
2025-07-02Price change$415,800
2025-06-05Price change$428,800
2025-05-14Price change$438,800
2025-04-03Price change$448,800
2025-03-11Listed for sale$455,400

For Sale by Agent

AgentThe Perry Team, Hunter Perry
BrokerageRealty One Group Ovation

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