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422 S Center St, Granby, MO, 64844

3beds
1baths
1,148sqft
$143,000
$125price/sqft
$1,123/moest. monthly cost
$44,920/yrincome needed

About This Home

Welcome In! This adorable home is full of charm and character all on a nice double sized lot! Walking in you're welcomed into the living and dining areas separated just the right amount by beautiful built ins. Tons of kitchen cabinet space is available and 3 bedrooms! (3rd bedroom might better serve as office or nursery space). Outside you have a walk in basement and a detached outbuilding for storage needs with alley access! Conveniently located close to the school district making it the perfect starter home for families. Call today for your private showing!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
Granby CampusGrades PK-80.2 mi
4/10
East Newton High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,148

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,148
  • Total interior livable area: 1,148 sqft

Property

Details

  • Parcel number: 143006002016005000

Features

  • Patio & porch: Covered,Porch

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: .30

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $723$8,676
Home Insurance *$186$2,232
Property Taxes $73$876
Electricity $141$1,693
Total$1,123$13,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,502/yr
40% on housing$33,690/yr
45% on housing$29,946/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 64844$107
Newton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 64844$119
Newton County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$139,000
2026-07-21Price change$143,000
2021-06-24Pending sale$68,500
2021-06-22Listed for sale$68,500

For Sale by Agent

AgentJordyn Kirby
BrokerageFathom Realty

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