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1020 Seneca Ave, Seneca, MO, 64865

2beds
1baths
1,000sqft
$119,000
$119price/sqft
$950/moest. monthly cost
$38,000/yrincome needed

About This Home

Charming 2-bedroom, 1-bath home in Seneca featuring thoughtful updates! This well-maintained property includes updated plumbing and a reinforced foundation for added peace of mind. Enjoy year-round comfort with central heat and air. Inside, you'll find a formal dining room perfect for gatherings and everyday meals. The second bedroom features a loft bed setup, maximizing space and functionality. Convenient alley access in the back provides off-street parking options. A great opportunity for homeowners or investors alike -- schedule your showing today!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
3/10
3/10
Seneca High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Stone
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Concrete,Laminate
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,000

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Property

Details

  • Parcel number: 187.035004013.018.000

Features

  • Patio & porch: Covered
  • Fencing: None
  • Topography of land: Level

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 7405

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Hail
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$147$1,764
Property Taxes $61$732
Electricity $141$1,693
Total$950$11,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,571/yr
40% on housing$28,500/yr
45% on housing$25,333/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 64865$139
Newton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 64865$126
Newton County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$119,900
2026-02-16Listing removed$119,900
2025-10-16Price change$119,900
2025-09-04Price change$123,500
2025-08-14Listed for sale$128,500

For Sale by Agent

AgentOak & Pillar, Lindsey Bettenga
BrokeragePRO 100 Inc., REALTORS

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