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45 Pioneer Ln, Charleston, WV, 25312

3beds
2baths
2,088sqft
$249,900
$120price/sqft
$1,811/moest. monthly cost
$72,440/yrincome needed

About This Home

Unique property has so much potential. 13+ acres used to have a trailer park on the property up behind the house. Trailers are removed, but lots & utilities there with separate paved road going to it. 7 trailers were there. House needs TLC; has inground pool, huge sunroom w/ pizza oven. Plenty of parking w/the house.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
Flinn Elementary SchoolGrades PK-40.6 mi
4/10
9/10
Sissonville High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1943

Materials

  • Roof: Metal
  • Construction materials: Brick,Block,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Dimensions: 14'5"x13'9"

Bedroom3

  • Level: Main
  • Dimensions: 9'5"x9'8"

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 14'2"x12'6"

Family Room

  • Level: Main
  • Dimensions: 32'10"x15'5"

Features

  • Separate/Formal Dining Room,Fireplace,Cable TV
  • Window features: Insulated Windows
  • Flooring: Hardwood,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,088 sqft

Kitchen

  • Level: Main
  • Dimensions: 21'2"x9'

Living Room

  • Level: Main
  • Dimensions: 16'6"x14'5"

Other

  • Level: Main
  • Dimensions: 18'6"x15'11"

Primary Bedroom

  • Level: Main
  • Dimensions: 13'2"x12'1"

Property

Details

  • Parcel number: 250012007000000000

Features

  • Stories: 1
  • Pool features: Pool
  • Patio & porch: Porch
  • Exterior features: Fence,Porch,Storage
  • Fencing: Yard Fenced

Lot

  • Lot size: 13.40 Acres
  • Lot size dimensions: 0 x 0 x 0 x 0

Parking

  • Parking features: Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Heat Wave
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$128$1,536
Property Taxes $204$2,448
Electricity $216$2,595
Total$1,811$21,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,091/yr
40% on housing$54,330/yr
45% on housing$48,293/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 25312$87
Kanawha County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 25312$109
Kanawha County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$249,900

For Sale by Agent

AgentSuzette Pate
BrokerageRE/MAX Clarity

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