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686 Wolford Rd, Sigel, PA, 15860

3beds
3baths
1,715sqft
$499,900
$291price/sqft
$3,586/moest. monthly cost
$143,440/yrincome needed

About This Home

Beautiful 3 BR, 2.5 Bath log home nestled among the woods on a quiet, low-traffic township road near Cook Forest, the Clarion River, and UTV trails. Features include a first-floor primary suite with walk-in closet and private bath, white pine interior, hickory floors and cabinets on the main level, oak flooring upstairs, tile baths, granite countertops in the kitchen and bathrooms, and all stainless steel appliances. The full walkout basement has 10' poured concrete foundation walls for excellent storage or future living space. Enjoy the 3/4 wraparound covered porch and large fenced area for pets. Efficient geothermal heating and central A/C provide year-round comfort. Detached 28' x 38' garage offers 30- and 50-amp RV hookups. Most furniture, zero-turn mower, push mower, and golf cart are included. Private showings are available by appointment for qualified buyers. Out of respect for the owners' privacy, please do not enter the property or drive up the driveway without an appointment

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Camp/Seasonal,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener
  • Laundry features: W/D Hook Up

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Main Level Bedroom

Heating

  • Heating features: Geothermal,Hot Water

Interior Area

  • Total structure area: 1,715
  • Total interior livable area: 1,715 sqft

Property

Details

  • Parcel number: 0116201157
  • Zoning: None

Features

  • Stories: 2

Lot

  • Lot size: 4.11 Acres
  • Lot size dimensions: 595.68x299.99x598.34x300

Parking

  • Total spaces: 4
  • Parking features: 4+ Car,Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$481$5,772
Property Taxes $354$4,248
Electricity $224$2,692
Total$3,586$43,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,948/yr
40% on housing$107,580/yr
45% on housing$95,626/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.6%
-3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 15860$150
Jefferson County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 15860
Jefferson County$55

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$499,900
2026-07-23Listed for sale$499,900

For Sale by Agent

AgentCheyna Griggs
BrokerageEXP Realty, LLC

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