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303 W Main St, Ewing, IL, 62836

3beds
1baths
1,516sqft
$139,900
$92price/sqft
$1,339/moest. monthly cost
$53,560/yrincome needed

About This Home

Rustic 3 bed, 1 bath home in small town America situated on a generous .72 acre lot. Recently remodeled home. This country home has an eat-in kitchen, an extra space for a home office and a laundry room. The bathroom was remodeled this year. The home has 3 nearly new mini splits. The wiring was redone in 2015. New flooring was installed in 2025. The windows were replaced in 2015. The 28x40 pole barn with, epoxy flooring, is heated and air conditioned. The walls are sprayed with 2" of foam insulation. The power is on a separate meter. This home is in the Ewing School District.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Benton Cons High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt,Metal
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator
  • Laundry features: Electric Dryer Hookup

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Luxury Vinyl),Window Treatments (Shades)
  • Level: Main
  • Area: 196
  • Dimensions: 7X28

Bedroom3

  • Features: Flooring (Luxury Vinyl),Window Treatments (Blinds)
  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Door features: 32" Min. Interior Door(s)
  • Window features: Double Pane Windows,Window Treatments
  • Attic: Finished,Unfinished

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,516 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Luxury Vinyl),Window Treatments (Blinds)
  • Level: Main
  • Area: 200
  • Dimensions: 20X10

Laundry

  • Features: Flooring (Luxury Vinyl),Window Treatments (Shades)
  • Level: Main
  • Area: 54
  • Dimensions: 6X9

Living Room

  • Features: Flooring (Luxury Vinyl),Window Treatments (Blinds)
  • Level: Main
  • Area: 338
  • Dimensions: 26X13

Master Bedroom

  • Features: Flooring (Luxury Vinyl),Window Treatments (Shades)
  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Office

  • Features: Flooring (Linoleum),Window Treatments (Shades)
  • Level: Lower
  • Area: 210
  • Dimensions: 21X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0315285006
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 0.72 Acres
  • Features: Level
  • Lot size dimensions: 226x139x226x138

Parking

  • Total spaces: 4
  • Parking features: Gravel,Heated Garage,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Earthquake
Heat Wave
Lightning
Tornado
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$365$4,380
Property Taxes $137$1,644
Electricity $130$1,569
Total$1,339$16,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,908/yr
40% on housing$40,170/yr
45% on housing$35,706/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 62836
Franklin County$83

vs Homes Sold Last Month

Median $/sqft

ZIP 62836
Franklin County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$159,900
2026-04-01Listed for sale$179,900

For Sale by Agent

AgentLynette Ing
BrokerageMCCOLLUM REAL ESTATE

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