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114 Windsor Ave, Bardstown, KY, 40004

4beds
3baths
2,200sqft
$430,000
$195price/sqft
$2,674/moest. monthly cost
$106,960/yrincome needed

About This Home

Space, style, and a setting that's becoming increasingly hard to find. Welcome to this beautifully maintained brick home nestled on a large half acre lot in one of the area's most established neighborhoods. Offering the perfect blend of timeless charm and everyday functionality, this home features spacious living areas, abundant natural light, and a versatile floor plan designed to fit a variety of lifestyles. The inviting family room offers a warm gathering space, while the well-appointed kitchen provides ample cabinetry, generous workspace, and opens to the dining area - ideal for both everyday living and entertaining. The spacious primary suite offers a private retreat, and the additional bedrooms provide flexibility for guests, hobbies, or a home office. Step outside and discover what truly sets this property apart. The covered rear porch overlooks an expansive backyard with endless possibilities. Whether you've dreamed of adding a pool, creating the ultimate outdoor entertaining space, planting a garden, or simply enjoying the privacy and room to roam, this nearly half acre homesite provides the opportunity. The classic brick exterior, new black roof, mature landscaping, and oversized driveway create outstanding curb appeal, while the established neighborhood offers the character, space, and mature trees buyers are searching for but rarely find. The oversized attached garage offers plenty of room for larger vehicles, additional storage, a workshop area, or all the hobbies and equipment that come with everyday life. Homes with this combination of lot size, location, and timeless appeal don't come along often. Don't miss your opportunity to make it yours. Call today for your private tour!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

--
Bardstown Primary SchoolGrades K-10.2 mi
5/10
Bardstown Middle SchoolGrades 6-80.6 mi
7/10
Bardstown High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,200

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 45N0012008

Features

  • Stories: 2
  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$231$2,772
Property Taxes $96$1,152
Electricity $173$2,084
Total$2,674$32,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,680/yr
40% on housing$80,220/yr
45% on housing$71,306/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 40004$179
Nelson County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 40004$183
Nelson County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$430,000
2022-05-03Sold$330,000

For Sale by Agent

AgentJeremy Byers
BrokerageRE/MAX Premier Properties

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