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103 Springfield Rd, Bloomfield, KY, 40008

5beds
2baths
3,130sqft
$119,900
$38price/sqft
$1,035/moest. monthly cost
$41,400/yrincome needed

About This Home

"Gone with the Wind" lovers, this one is for you! Steeped in character and Southern charm, this striking Colonial-style home evokes the timeless elegance of "Tara" with its grand white columns, stately presence, and classic architectural details. Nestled in the heart of historic Bloomfield, you'll enjoy a setting that's hard to replicate, adjacent to a beloved local ice cream shop, neighboring a historic church, and just a short stroll from the downtown square, shops, restaurants, and other attractions. Inside, you'll find original hardwood floors, and beautiful decorative fireplace mantels that serve as stunning focal points. The spacious floor plan offers five bedrooms, including a main-level bedroom. With some finishing touches and maintenance items, this home will truly shine!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
4/10
Bloomfield Middle SchoolGrades 6-80.6 mi
7/10
Nelson County High SchoolGrades 9-128.1 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Cellar,None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,850

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,850
  • Total interior livable area: 3,130 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 73C0005003

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: None
  • Fencing: None
  • Waterfront features: Creek

Lot

  • Features: Cleared

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Ice Storm
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$102$1,224
Property Taxes $80$960
Electricity $247$2,966
Total$1,035$12,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,485/yr
40% on housing$31,050/yr
45% on housing$27,600/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$38This listing

vs Other Active Listings

Avg $/sqft

ZIP 40008$207
Nelson County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 40008$183
Nelson County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$119,900
2026-07-02Price change$135,000
2026-05-29Listed for sale$149,000
2023-01-24Sold$189,000
2022-11-23Pending sale$189,900
2022-11-21Price change$189,900
2022-08-03Listed for sale$199,900
2009-10-28Sold$76,000

For Sale by Agent

AgentGeorge Green
BrokerageGreen Team Real Estate Services

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