20040 Boulder Rd, Boulder, IL, 62231
About This Home
Enjoy peaceful country living with room to grow on this beautiful 3-acre property! This 2-bedroom, 2-bath home offers the flexibility of a potential third bedroom—perfect for a home office, guest space, or expanding your living needs. The home features a comfortable layout with plenty of natural light and functional living space, making it ideal for both everyday living and entertaining. Step outside and take in the wide-open space, perfect for enjoying the outdoors, gardening, or simply relaxing in a quiet rural setting. This property truly stands out with its impressive outbuildings, including a 48’ x 60’ pole building and a massive 54’ x 72’ pole building—ideal for storage, equipment, hobbies, or business use. Additional features include a 24-foot diameter green bin and a 26-foot diameter green bin, offering even more versatility for agricultural or storage needs. If you’ve been looking for country charm with practical amenities and room to expand, this property is a must-see!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Concrete,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 1,770
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,770 sqft
Property
Details
- Parcel number: 040408400014
- Special condition: Standard
Features
- Levels: One and One Half
Lot
- Lot size: 3 Acres
- Features: Adjoins Open Ground,Back Yard
Parking
- Total spaces: 4
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Earthquake
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,188 | $14,256 |
| Home Insurance * | $216 | $2,592 |
| Property Taxes | $321 | $3,852 |
| Electricity | $136 | $1,633 |
| Total | $1,861 | $22,332 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Listed for sale | $245,000 |
| 2025-12-26 | Listing removed | $239,000 |
| 2025-09-18 | Price change | $239,000 |
| 2025-05-17 | Listed for sale | $269,000 |
| 2021-12-30 | Sold | $75,000 |
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