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188 Dogwood Hls, London, KY, 40741

5beds
3baths
2,987sqft
$449,000
$150price/sqft
$3,160/moest. monthly cost
$126,400/yrincome needed

About This Home

Your dream home has hit the market! Step into this beautifully updated 5-bedroom, 2 1/2 bath home offering nearly 3,000 sq. ft. of comfortable living space for you and the entire family! Perfectly blending a peaceful country feel with the convenience of being just minutes from town. Walk inside to discover a spacious and functional layout ideal for families and entertaining alike. With over $75,000 in recent renovations, this home boasts modern updates, quality finishes, and attention to detail throughout. The fully finished basement provides additional living space perfect for a media room, home office, man cave, or additional hang out for the family. Enjoy morning coffee or evening relaxation on the amazing screened-in patio, or host gatherings on the expansive back deck overlooking the serene surroundings. Additional highlights include a 2-car garage, generous bedroom sizes, and plenty of room to grow. This move-in ready home offers the best of both worlds—privacy and convenience. Don't miss your opportunity to own this exceptional property!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
London Elementary SchoolGrades PK-52.8 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Walk-Up Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Blinds
  • Flooring: Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 437
  • Finished area above ground: 2,550

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,987
  • Total interior livable area: 2,987 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0491000059.01

Features

  • Levels: Two
  • Fencing: None

Lot

  • Lot size: 1.17 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$366$4,392
Property Taxes $289$3,468
Electricity $235$2,830
Total$3,160$37,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,342/yr
40% on housing$94,800/yr
45% on housing$84,266/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 40741$145
Laurel County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 40741$134
Laurel County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$449,000
2026-04-06Listed for sale$469,000

For Sale by Agent

AgentJesse Sizemore
BrokerageCENTURY 21 Advantage Realty

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