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272 Locust Grove Cemetery Rd, London, KY, 40744

2beds
2baths
1,898sqft
$460,000
$242price/sqft
$2,993/moest. monthly cost
$119,720/yrincome needed

About This Home

Welcome to a rare opportunity to own a beautifully crafted custom-built brick home, completed in 2006, and perfectly situated on 17.64 unrestricted acres of gently rolling land with wooded areas that provide added privacy and natural beauty. This inviting property features two spacious bedrooms, two full baths, and a dedicated office that could easily be converted into a third bedroom, offering flexibility to fit your needs. The living room is highlighted by a stunning custom-built fireplace that adds warmth, charm, and a true sense of home. Designed for both comfort and functionality, the home also includes scenic porch views plus a wonderful enclosed sitting area just off the primary bedroom, creating the perfect place to relax and enjoy the peaceful surroundings. Outside, you will find two ponds, including one with a brand-new deck, a detached garage, a workshop, and a storm shelter for added peace of mind. The property also includes a barn ready for your plans and future use, along with an additional homesite already equipped with septic and electric, making it ideal for expansion, a guest home, or investment potential. With its combination of quality construction, usable acreage, privacy, and endless possibilities, this exceptional property is a must-see for anyone looking for a place to truly call home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Keavy Elementary SchoolGrades PK-51.2 mi
8/10
--
Mcdaniel Learning CenterGrades 9-127.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Gas Range,Refrigerator,Trash Compactor
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Breakfast Bar,Entrance Foyer,Ceiling Fan(s)
  • Window features: Blinds
  • Flooring: Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,898

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Geothermal

Interior Area

  • Total structure area: 1,898
  • Total interior livable area: 1,898 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Other

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 105000006200

Features

  • Levels: One
  • Exterior features: Other
  • Fencing: Wood
  • Has view: Yes
  • View description: Rural,Farm,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterbody name: Other
  • Horses can be raised: Yes

Lot

  • Lot size: 17.64 Acres
  • Features: Landscaped,Secluded,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$331$3,972
Property Taxes $182$2,184
Electricity $154$1,850
Total$2,993$35,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,617/yr
40% on housing$89,790/yr
45% on housing$79,813/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 40744$99
Laurel County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 40744$153
Laurel County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$429,000
2026-07-13Listed for sale$460,000
2026-06-26Contingent$460,000
2026-06-23Listed for sale$460,000

For Sale by Agent

AgentDonna Gregorich
BrokerageCENTURY 21 Advantage Realty

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