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32544 S Bobby Dr, Drummond island, MI, 49726

14beds
10baths
7,746sqft
$799,000
$103price/sqft
$5,869/moest. monthly cost
$234,760/yrincome needed

About This Home

Imagine owning your very own waterfront resort on the renowned Drummond Island, MI. Reside on the premises in the newly updated and remodeled 4-bedroom lodge, featuring a large multi-functional community room that can serve as a social gathering spot, rec room, camp store, or meeting room. This enchanting property boasts 6 cozy cabins, perfect for welcoming new and returning guests, ensuring you'll always enjoy engaging encounters. The picturesque waterfront offers convenient boat slips for your guests' pleasure. Drummond Island is celebrated for its hundreds of miles of ATV trails and world-class fishing and hunting opportunities. The island is home to the largest remaining high-quality alvars in North America, with “the ledges” comprising fossilized remains of an ancient saltwater coral bed. Public and remote beaches, eco-based adventures, geocaching, golf, off-roading, and so much more await you on Drummond Island. Live the dream while making a living!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
3/10
DeTour High SchoolGrades 7-1211.2 mi

Construction

Materials

  • Construction materials: Wood Frame/Site Built

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Refrigerator,Range

Bedrooms & Bathrooms

  • Bedrooms: 14
  • Bathrooms: 10
  • Full bathrooms: 10

Heating & Cooling

  • Heating features: Forced Air,LP Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total interior livable area: 7,746 sqft

Property

Details

  • Parcel number: 00626601700

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dock
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 3 Acres
  • Features: Near Snowmobile Trails

Parking

  • Parking features: No Garage Or Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Chippewa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$240$2,880
Property Taxes $745$8,940
Electricity $844$10,138
Total$5,869$70,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,222/yr
40% on housing$176,070/yr
45% on housing$156,506/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 49726$222
Chippewa County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 49726$196
Chippewa County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-29Price change$799,000
2025-02-20Listed for sale$875,000

For Sale by Agent

AgentRoxanne Beach
BrokerageBerkshire Hathaway HomeServices Michigan Real Estate - HS

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