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32728 W Johnson Lake Rd, Eckerman, MI, 49728

4beds
2baths
2,240sqft
$326,000
$146price/sqft
$2,631/moest. monthly cost
$105,240/yrincome needed

About This Home

Welcome to a dream come true! This property has 150' of waterfront AND 10 acres - with 4 bedrooms, 2 bathrooms, a 2-car garage, Generac generator, central air, on demand water heater, roll in new docking, luxury plank flooring, granite countertops, stainless steel appliances and a deep/dry crawl space this property has been designed and renovated to make lake life easy and enjoyable year-round. Located off M-123 between Eckerman and Paradise, beautiful Johnson Lake offers privacy, fishing, paddling and motor sport activity. If you've been searching for waterfront in the Eastern Upper Peninsula of Michigan this is the move-in ready home you've been waiting for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Whitefish Township SchoolGrades PK-1212.8 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Range Hood,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Bedroom3

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Bedroom4

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,240

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 14 x 16

Other

  • Level: Main
  • Area: 322
  • Dimensions: 14 x 23

Primary Bedroom

  • Level: Main
  • Area: 224
  • Dimensions: 14 x 16

Property

Details

  • Parcel number: 01613404100

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10.49 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Chippewa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,648$19,776
Home Insurance *$133$1,596
Property Taxes $606$7,272
Electricity $244$2,931
Total$2,631$31,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,205/yr
40% on housing$78,930/yr
45% on housing$70,160/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 49728
Chippewa County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 49728$109
Chippewa County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$326,000
2021-05-27Sold$0
2021-01-03Price change$199,900
2020-12-06Listed for sale$225,000
2007-10-08Sold$57,000

For Sale by Agent

AgentJulie Wiater
BrokerageKW Northern Michigan Properties

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