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5420 134th St N, Hugo, MN, 55038

4beds
2baths
1,882sqft
$390,000
$207price/sqft
$2,803/moest. monthly cost
$112,120/yrincome needed

About This Home

Beautifully maintained 4-bedroom, 2-bath home in an excellent Hugo location close to shopping, dining, town amenities, and convenient freeway access. This spacious home features a vaulted main level with an open-concept living and dining area filled with natural light. The kitchen offers beautiful cabinetry, a large pantry, and a sunny dinette area perfect for everyday living. The walkout lower level is ideal for entertaining, complete with a wet bar and easy access to the expansive patio overlooking the pond. Enjoy peaceful outdoor living with new landscaping and serene views in a well-kept setting. Additional updates include a new AC and water heater in 2025, offering comfort and peace of mind. A wonderful combination of space, style, and convenience!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
North Star ElementaryGrades K-52.0 mi
6/10
Central Middle SchoolGrades 6-83.9 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Block,Full,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 130
  • Dimensions: 13x10

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Lower
  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Level: Lower
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Upper
  • Area: 81
  • Dimensions: 9x9

Family Room

  • Level: Lower
  • Area: 154
  • Dimensions: 14x11

Features

  • Finished area below ground: 900
  • Finished area above ground: 982

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,882
  • Total interior livable area: 1,882 sqft

Kitchen

  • Level: Upper
  • Area: 120
  • Dimensions: 10x12

Living Room

  • Level: Upper
  • Area: 154
  • Dimensions: 14x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2903121320016
  • Zoning description: Residential-Single Family
  • Foundation area: 960

Features

  • Levels: Multi/Split

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 87 x 187 x 45 x 181

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$185$2,220
Property Taxes $476$5,712
Electricity $170$2,050
Total$2,803$33,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,102/yr
40% on housing$84,090/yr
45% on housing$74,746/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 55038$216
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55038$206
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2022-07-18Sold$374,900
2022-07-07Pending sale$349,900
2022-06-06Listed for sale$349,900
2017-10-31Sold$245,000
2017-10-17Pending sale$249,900
2017-09-26Price change$249,900
2017-07-26Price change$259,900
2017-07-05Listed for sale$269,900
2001-03-14Sold$154,000
1999-01-21Sold$119,500

Coming Soon

AgentEric Engelhaupt
BrokerageeXp Realty

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