




20952 60th Ter, Live Oak, FL, 32060
About This Home
Set on 20 private acres, this 3,210 sq ft two-story home has 5 bedrooms, 3.5 bathrooms, and an extra flex room, so there’s a ton of space to work with depending on what you need. The wraparound porch and brick plus Hardie board exterior give it that classic look, but it’s also built to last. The primary suite is downstairs, and it has two walk-in closets and a spacious bathroom with separate vanities, a walk-in shower with built-in shelving, and a clawfoot tub under a chandelier. There’s also a glass block wall that brings in natural light without giving up privacy. Right off the bathroom is a flex room that’has endless possibilities like a a craft space, additional closet or nursery, but it did used to have an indoor hot tub and still has a Rinnai temperature control hooked up to an exterior tankless water heater (buyer should verify future use). Throughout the home, there are tons of arched and picture windows, along with crown molding, chandeliers, ceiling fans, and a double-sided gas fireplace that connects the living room and kitchen. The kitchen has granite countertops, stainless steel appliances, a deep farmhouse sink, glass-front upper cabinets, a coffee bar, and a pantry. The dining area sits just off the kitchen and includes built-in shelving. Behind a pocket door, there’s a utility room with the washer and dryer, extra storage, and access to a bathroom. The first bedroom off the hallway has its own bathroom that can also be accessed from the hall, which works well for guests. Two more bedrooms both have walk-in closets and share a Jack-and-Jill bathroom with double sinks, while the shower and toilet are separated. The fourth bedroom has a built-in window bench with storage and another large walk-in closet. Upstairs, there’s an open catwalk with black iron rod railing that overlooks the main living space on the first floor. It leads past a small library nook with built-in book shelf to the fifth bedroom, which is oversized with vaulted ceilings, arched windows, a private toilet area, and extra attic access. Other features include 3 AC units, a central vacuum system with new hoses, built-in dog or kid doors, easy attic access, blown-in insulation, and a whole-home generator. Outside, you’ve got a private pool, multiple sheds, and a four-bay garage with roll-up doors. One of the biggest highlights is the 100x50 insulated workshop with three HVAC units. About half is still set up as an open garage with a 12-foot RV door, and the other half has already been framed and wired for a two-story living or office space, just waiting to be finished out (buyer to verify use). Overall, it’s a really versatile property with a mix of privacy, space, and potential, whether you want room to spread out, run a business, or customize it over time.
Getting Around
Schools
Construction
Condition
- Property condition: Completed
- Year built: 1997
Materials
- Foundation: Brick/Mortar
- Roof: Metal,Shingle
- Construction materials: Brick,HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Tankless Water Heater,Washer,Water Filtration System,Water Softener
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Central Vacuum,High Ceilings,Primary Bedroom Main Floor,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
- Door features: French Doors
- Window features: Window Treatments,Shutters,Hurricane Shutters/Windows
- Flooring: Carpet,Tile
- Fireplace features: Gas,Living Room,Other Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Heat Pump,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 4,195
- Total interior livable area: 3,270 sqft
Kitchen
- Level: First
- Area: 156
- Dimensions: 12x13
Living Room
- Level: First
- Area: 506
- Dimensions: 22x23
Primary Bathroom
- Features: Ceiling Fan(s),Claw Foot Tub,Dual Sinks,Exhaust Fan,Makeup/Vanity Space,Split Vanities,Tub with Separate Shower Stall,Water Closet/Priv Toilet,Window/Skylight in Bath
- Level: First
Primary Bedroom
- Features: En Suite Bathroom,Walk-In Closet(s)
- Level: First
Workshop
- Level: First
- Area: 1500
- Dimensions: 50x30
Workshop
- Level: First
- Area: 5000
- Dimensions: 100x50
Property
Details
- Parcel number: 0202S11E10961002000
- Zoning: IMP AG
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Child Safety Fence,In Ground,Lighting
- Patio & porch: Covered,Front Porch,Wrap Around
- Exterior features: Irrigation System,Private Entrance,Private Yard,Rain Gutters,RV Hookup
- Fencing: Chain Link,Wire
- Has view: Yes
- View description: Trees/Woods
- Residential vegetation: Fruit Trees,Mature Landscaping,Trees/Landscaped
Lot
- Lot size: 20 Acres
- Features: Cleared,In County,Pasture,Zoned for Horses
Parking
- Total spaces: 8
- Parking features: Bath In Garage,Golf Cart Garage,Oversized,RV Garage,RV Access/Parking,Workshop in Garage
- Has garage: Yes
- Attached garage spaces: 6
- Covered spaces: 8
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
- Inland Flooding
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Suwannee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,889 | $58,668 |
| Home Insurance * | $571 | $6,852 |
| Property Taxes | $1,011 | $12,132 |
| Electricity | $329 | $3,949 |
| Total | $6,800 | $81,600 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Listed for sale | $967,000 |
| 2020-01-07 | Sold | $535,000 |
| 2019-06-14 | Price change | $525,000 |
| 2018-08-13 | Listed for sale | $550,000 |
| 2018-04-17 | Listing removed | $550,000 |
| 2018-04-06 | Listed for sale | $550,000 |
For Sale by Agent
