10852 89TH ROAD, Live Oak, FL, 32060
About This Home
Calling All Horse Trainers and Breeders! Premier Equestrian Estate on 44+ Acres This professionally designed working farm is ideal for any discipline, offering a seamless layout for efficient horse management, easy upkeep, and top-tier amenities. The main residence boasts 5 bedrooms and 4.5 bathrooms, featuring reclaimed wood and tile floors, spacious entertaining areas, an artist’s studio, two fireplaces, and an in-ground hot tub. The oversized master suite includes back porch access, creating a perfect retreat after a long day on the farm. Equestrian Facilities: The Main Barn features 8 oversized (16x17) stalls, perfect for foaling or large breeds, with rubber mats, mounted fans, and storm shutters. Includes: 2 covered wash stalls, feed room & covered hay storage, tack room, a rider’s lounge with kitchenette, arena-view windows, laundry, and full bath, a covered, lighted arena: Featuring irrigation, a mirror wall, and a PolyTrack surface for year-round training. Also a wooden panel round pen for ground training or breaking. • 7-Stall Shed Row Barn: Well-ventilated with overhead lighting, 2 hot/cold wash stalls. • 3-Stall Gabled Barn: Includes enclosed tack room, wash rack, and laundry. • 2-Stall Run-In Shed: With additional storage. • 9 Paddocks: Designed with curved corners and shade trees. Additional Amenities include, RV hookups for guests or traveling trainers, workshop/tool shed with a large adjacent concrete slab for projects, a spacious aluminum storage shed, and a covered storage for farm equipment. New roof on house, freshly painted interior, wood floors refinished, new carpet installed in 2 bedrooms, and new window trim all in 2025! *This property has been granted a special exception permitting a dog kennel operation accommodating up to 50 dogs. In compliance with operational requirements, the property must also be equipped with a backup generator capable of sustaining power for a minimum of 48 hours. This equestrian property is ready for you and your horses—whether for breeding, training, or simply enjoying the equestrian lifestyle. Schedule a tour today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1999
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: HardiPlank Type,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Custom
- Property subType: Farm
Interior
Appliances
- Appliances included: Oven,Cooktop,Dishwasher,Dryer,Electric Water Heater,Freezer,Refrigerator,Washer
- Laundry features: Inside,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Built-in Features,Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Open Floorplan,Solid Surface Counters,Walk-In Closet(s),In-Law Floorplan
- Door features: French Doors
- Window features: Window Treatments
- Flooring: Ceramic Tile,Reclaimed Wood
- Fireplace features: Family Room,Stone,Wood Burning
- Fireplace: Yes
Great Room
- Level: First
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 6,063
- Total interior livable area: 4,497 sqft
Kitchen
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 0403S14E02592001000
- Zoning: A-1
- Special condition: None
- Horse amenities: Arena,Round Pen
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck,Front Porch,Rear Porch
- Exterior features: Irrigation System,Rain Gutters,Storage
- Has spa: Yes
- Spa features: In Ground
- Fencing: Board,Cross Fenced,Fenced,Wood
- Has view: Yes
- View description: Trees/Woods
- Residential vegetation: Trees/Landscaped
Lot
- Lot size: 36.35 Acres
- Features: Cleared,Farm,Landscaped,Zoned for Horses,Above Flood Plain
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hurricane
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Suwannee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,067 | $72,804 |
| Home Insurance * | $709 | $8,508 |
| Property Taxes | $1,377 | $16,524 |
| Electricity | $452 | $5,430 |
| Total | $8,605 | $103,260 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-21 | Price change | $1,200,000 |
| 2025-11-13 | Price change | $1,350,000 |
| 2025-05-20 | Listed for sale | $1,650,000 |
| 2024-02-13 | Sold | $100,000 |
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