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23353 Live Oak Ln, Dowling Park, FL, 32064

2beds
2baths
1,050sqft
$239,000
$228price/sqft
$1,723/moest. monthly cost
$68,920/yrincome needed

About This Home

Move-in ready home in Riverwood, Suwannee County's premier 55+ community located near the Suwannee River. Featuring 2 bedrooms 2 baths with wood laminate floors and carpeted bedrooms this cozy home has much to offer. New appliances such as refrigerator, stove, washer and dryer, furnace and roof in 2021 provides a more relaxing way of life to retirees. The Village amenities include banking, shopping, post office, swimming pools, medical/dental/pharmacy with 24/7 monitoring, gym, walking and golf cart paths and more. Must be approved for membership in the ACV and the Riverwood HOA.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
4/10
Suwannee Middle SchoolGrades 6-814.2 mi
4/10
Suwannee High SchoolGrades 9-1214.6 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Dishwasher,Electric Range
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Speed Internet
  • Window features: Aluminum Frames,Insulated Windows,Blinds
  • Flooring: Laminate,Carpet

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,050
  • Total interior livable area: 1,050 sqft

Property

Details

  • Parcel number: 0503S11E11341260070
  • Zoning: RSF3

Features

  • Levels: One
  • Patio & porch: Screened,Front Porch
  • Exterior features: Shrubbery

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 72 x 115

Parking

  • Total spaces: 1
  • Parking features: 1 Car,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Cold Wave
Tornado
Wildfire

FEMA Declared Disasters in Suwannee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$141$1,692
Property Taxes $177$2,124
Electricity $197$2,366
Total$1,723$20,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,074/yr
40% on housing$51,690/yr
45% on housing$45,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 32064$105
Suwannee County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 32064
Suwannee County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$239,000
2026-04-08Listed for sale$245,000
2024-08-17Listing removed--
2024-08-01Listed for sale$250,000
2016-04-29Sold$120,000

For Sale by Agent

AgentNelda Hatcher
BrokeragePOOLE REALTY INC.

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