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15941 120th St, Live Oak, FL, 32060

5beds
4baths
0sqft
$985,000
--price/sqft
$7,606/moest. monthly cost
$304,240/yrincome needed

About This Home

Dreaming of a private 80 acre retreat/compound? Check this one out. This 80 acres is fenced on all 4 sides with 8 ft wire fencing, all that can be seen from the road is planted pine trees and the new fence. After entering the property there are two mobile homes. 1 mobile home is new 2025 the other is 1987 and completely remodeled, 2 wells, 2 septic tanks and then there is a large cleared area in the pines for anything you can imagine. Lots of wildlife on the Property. No deed restrictions, no HOA's, No Flood Zone ,Privacy assured.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Suwannee Primary SchoolGrades PK-56.1 mi
4/10
Suwannee Middle SchoolGrades 6-85.9 mi
4/10
Suwannee High SchoolGrades 9-126.4 mi

Construction

Materials

  • Roof: Shingle,Metal
  • Construction materials: Metal Siding,Multiple Materials

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Dishwasher,Disposal,Washer,Dryer,Electric Range,Range Hood,Instant Hot Water Electric,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Fireplace,Ceiling Fan(s),Vaulted Ceiling(s),High Speed Internet,Laminate Counters
  • Window features: Screens,Vinyl,Drapes,Blinds
  • Flooring: Vinyl Linoleum,Carpet
  • Fireplace features: Wood Burning Stove,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 1203S12E10248000000
  • Zoning: AG1

Features

  • Patio & porch: Front Porch,Deck,Covered,Rear Porch
  • Exterior features: Home Warranty,Shrubbery,Fountian Water Feature
  • Fencing: Chain Link,Barbed Wire,Perimeter,Fenced

Lot

  • Lot size: 80 Acres
  • Features: Planted Pines
  • Lot size dimensions: 80 Acres

Parking

  • Parking features: 3+ Car,Detached,Driveway,Detached Carport Prefabricated
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Suwannee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,980$59,760
Home Insurance *$582$6,984
Property Taxes $1,847$22,164
Electricity $197$2,366
Total$7,606$91,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,777/yr
40% on housing$228,180/yr
45% on housing$202,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 32060$194
Suwannee County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 32060
Suwannee County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Listed for sale$985,000
2025-09-12Sold$540,000
2025-08-27Contingent$560,000
2025-04-22Listed for sale$560,000
2012-06-11Sold$20,000

For Sale by Agent

AgentKaley Eileen Dawson
BrokerageKaley Dawson Real Estate Services

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