5078 Laurel Creek Rd, Moatsville, WV, 26405
About This Home
Tucked away in the mountains of West Virginia, this lovely retreat sits on just under 8 wooded acres along a beautiful creek complete with its own waterfall. The setting feels like a private hideaway—surrounded by mature trees, natural rock formations, and the peaceful sound of running water. The main residence includes the added benefit of free natural gas, keeping utility costs low year-round. A second cottage is already in place and ready to be finished, offering a rare opportunity for flexibility—ideal for a future guest cabin, creative studio, getaway space, or an income-producing addition. With mostly wooded terrain and a landscape that invites exploration, the property is well suited for a mountain escape, short-term rental potential, or a serene secondary home. If you're seeking an investment with character or a retreat that captures the rustic charm of West Virginia’s highlands, this property delivers a one-of-a-kind setting and endless possibilities.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator,Gas Stove Connection
- Laundry features: Washer Hookup,Gas Dryer Hookup
Basement
- Level: Basement
Basement
- Basement: None
Bedroom2
- Features: Wood/Coal Stove,Ceiling Fan(s),Balcony/Deck
- Level: Second
- Area: 168
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Wood Floor,Balcony/Deck
- Level: First
- Area: 176
Features
- Beamed Ceilings
- Flooring: Wood,Tile
- Fireplace features: None
- Attic: Scuttle
- Finished area below ground: 0
- Finished area above ground: 1,440
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,440
- Total interior livable area: 1,440 sqft
Kitchen
- Features: Wood Floor,Balcony/Deck
- Level: First
- Area: 168
Living Room
- Features: Ceiling Fan(s),Wood Floor
- Level: First
- Area: 180
Master Bedroom
- Level: Second
- Area: 288
Property
Details
- Parcel number: 073001
- Zoning description: None
- Other equipment: Generator
Features
- Levels: 2
- Stories: 2
- Patio & porch: Porch,Deck
- Exterior features: Lighting,Other
- Fencing: None
- Has view: Yes
- View description: Whitewater,Mountain(s),Canyon/Valley,Lake or River
- Has water view: Yes
- Water view: Whitewater,Lake or River
- On waterfront: Yes
- Waterfront features: Stream/Creek
Lot
- Lot size: 7.48 Acres
- Features: Wooded,Waterfront,Sloped,Flood Plain,Rural,Steep Slope
- Lot size dimensions: Irreg
Parking
- Total spaces: 3
- Parking features: 3+ Cars
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Cold Wave
- Drought
- Hail
- Landslide
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across West Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $415 | $4,980 |
| Property Taxes | $244 | $2,928 |
| Electricity | $181 | $2,178 |
| Total | $3,241 | $38,892 |
Income You'd Need if You Spent...
West Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Price change | $475,000 |
| 2025-08-15 | Price change | $500,000 |
| 2025-06-12 | Price change | $575,000 |
| 2025-04-17 | Listed for sale | $600,000 |
| 2021-10-18 | Sold | $199,200 |
View on Zillow