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20654 County Road 69, Calhan, CO, 80808

1beds
1baths
972sqft
$435,000
$448price/sqft
$2,863/moest. monthly cost
$114,520/yrincome needed

About This Home

Welcome to your own private Colorado retreat! Situated on 40 fully fenced acres in Elbert, this charming 1-bedroom, 1-bath barndominium offers the perfect combination of peaceful country living and future potential. The 972-square-foot home features durable vinyl siding, a low-maintenance metal roof, and an open floor plan filled with rustic mountain character. The spacious living room is highlighted by a cozy wood-burning stove, waterproof luxury vinyl plank flooring, beautiful wood paneling, built-in entertainment shelving, and a convenient Murphy bed for additional sleeping space. The kitchen offers abundant cabinet and countertop space, a breakfast bar, and all appliances are included. The generous bedroom features a walk-in closet, built-in queen bed, shelving, and plenty of natural light. The home is built on a slab foundation for easy maintenance and includes a full bathroom plus a dedicated laundry and mechanical room. Outside, you'll find an oversized attached two-car garage with soaring ceilings, a 600-square-foot storage shed, and a 256-square-foot pole barn, providing ample room for vehicles, equipment, hobbies, and storage. A brand-new septic system has already been installed and approved for transfer. Wildlife including deer and wild turkeys are frequent visitors, creating a true Colorado country setting. With multiple outstanding building sites throughout the property, this is an ideal opportunity to live comfortably in the existing home while designing and constructing your dream home. Whether you're looking for a full-time residence, weekend getaway, or future estate property, this unique 40-acre offering is ready to make your vision a reality.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
Calhan Elementary SchoolGrades PK-59.7 mi
7/10
Calhan High SchoolGrades 6-129.7 mi

Construction

Condition

  • Property condition: Existing Home
  • Year built: 1983

Materials

  • Foundation: Not Applicable
  • Roof: Metal
  • Construction materials: Alum/Vinyl/Steel,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Tile
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 972

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 972
  • Total interior livable area: 972 sqft

Other

  • Level: Main
  • Area: 260

Property

Details

  • Parcel number: 221200085

Features

  • Patio & porch: Concrete
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 40 Acres
  • Features: Wooded,See Remarks

Parking

  • Total spaces: 2
  • Parking features: Attached,Even with Main Level,Oversized,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Wildfire
Winter Weather
Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$308$3,696
Property Taxes $170$2,040
Electricity $186$2,232
Total$2,863$34,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,160/yr
40% on housing$85,890/yr
45% on housing$76,346/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$448This listing

vs Other Active Listings

Avg $/sqft

ZIP 80808$273
Elbert County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 80808
Elbert County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$435,000
2026-07-31Listed for sale$435,000

For Sale by Agent

AgentGregory Luczak
BrokerageColdwell Banker Realty

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