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47898 Mountain Estates Dr, Ronan, MT, 59864

2beds
2baths
1,896sqft
$499,000
$263price/sqft
$3,089/moest. monthly cost
$123,560/yrincome needed

About This Home

This partially timbered one acre tract in the Mountain Estates Subdivision of Ronan currently houses two mini homes on concrete slabs. 16x44 home is tastefully done with kitchen, living room, bathroom and large bedroom. 14x28 home is studio with bedroom, bathroom and living room. Kitchen is plumbed in but not currently finished. Both homes have nice decks, lofts and concrete patios and walkways. 30 x 40 garage is wired and insulated with two Overhead Doors. 20 x 40 building has garage on main level and unfinished apartment in the upper level. Apartment is sheet rocked and waiting for your finishing touches. A truly exceptional feature of this property are the two large garages, providing abundant room for vehicles, hobbies, or storage. Consider the possibilities: a workshop for the avid craftsman, a secure haven for prized automobiles, or simply the freedom to organize your belongings with ease. The 20x40 Shop and apartment are not connected to water and sewer at this time. Seller will give $15,000.00 credit at closing for water and sewer hookup.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Ronan Middle SchoolGrades 5-83.0 mi
2/10
Ronan High SchoolGrades 9-123.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2023

Materials

  • Foundation: Poured,Slab
  • Roof: Metal
  • Construction materials: Metal Siding,Wood Siding,Wood Frame

Other

  • Builder name: Owner

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 1,896 sqft

Property

Details

  • Parcel number: 15298805401150000
  • Special condition: Standard

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Avalanche
Inland Flooding
Ice Storm
Lightning
Wildfire

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance $285$3,420
Property Taxes $130$1,560
Electricity $151$1,812
Total$3,089$37,068

Income You'd Need if You Spent...

35% on housing$105,908/yr
40% on housing$92,670/yr
45% on housing$82,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 59864$267
Lake County$406

vs Homes Sold Last Month

Median $/sqft

ZIP 59864
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-12Price change$499,000
2026-01-30Listed for sale$529,000

New Construction

AgentBev Luedtke
BrokerageRE/MAX Legacy Homes

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