34238 Rocky Point Rd, Polson, MT, 59860
About This Home
Welcome to your own slice of paradise on the west shore of Flathead Lake! This home offers luxury living combined with endless opportunities for recreation and relaxation. Boasting 6 spacious bedrooms, 5 full bathrooms and 2 half baths, this home effortlessly accommodates large gatherings. Indulge in the warmth of three inviting fireplaces, perfect for cozy evenings spent reminiscing or simply unwinding after a day of adventure on the lake. Beyond the comfort of the home itself, this property truly shines as a recreational haven. This home is situated on 3.5 acres, with approximately 125 feet of private lake frontage and incredible views of the Mission Mountains. Entertain guests and create lasting memories around the fire pit, or challenge friends to a friendly game of horseshoes. For the avid boater, a 115-foot private dock awaits, complete with electric shore station and cleats for three additional boats, ensuring endless days of lake fun. With over an acre of manicured grass, there's plenty of space for outdoor activities and leisurely strolls along the water's edge. Plus, for added convenience, there's plenty of room for visiting campers or RVs to park. Whether you're seeking a tranquil retreat, a venue for weddings or reunions, or simply a place to escape the hustle and bustle of everyday life, this property offers it all. Excellent vacation rental income property with established clientele! Don't miss your chance to experience lakeside living at its finest. Showings are by appointment only.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Poured
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range
Basement
- Has basement: Yes
- Basement: Full,Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 7
- Full bathrooms: 5
- 1/2 bathrooms: 2
Features
- Finished area below ground: 2,166
Heating & Cooling
- Heating features: Geothermal
- Cooling features: Central Air
Interior Area
- Total interior livable area: 5,140 sqft
Property
Details
- Parcel number: 15335029101070000
- Special condition: Standard
Features
- Patio & porch: Deck,Patio
- Exterior features: Boat Slip,Dock,Fire Pit,Hot Tub/Spa
- Has spa: Yes
- Spa features: Hot Tub
- Has view: Yes
- View description: Lake,Mountain(s)
- Has water view: Yes
- Water view: true
- On waterfront: Yes
- Waterfront features: Dock Access,Lake,Navigable Water,Waterfront
- Waterbody name: Flathead Lake
Lot
- Lot size: 3.59 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Earthquake
- Inland Flooding
- Avalanche
- Ice Storm
- Landslide
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $17,166 | $205,992 |
| Home Insurance | $2,427 | $29,124 |
| Property Taxes | $1,699 | $20,388 |
| Electricity | $352 | $4,235 |
| Total | $21,644 | $259,728 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-08-11 | Listed for sale | $3,595,000 |
| 2025-07-25 | Listing removed | $3,595,000 |
| 2025-01-09 | Price change | $3,595,000 |
| 2024-07-13 | Listed for sale | $3,995,000 |
For Sale by Agent
View on Zillow