31611 Holmes Creek Ln, Polson, MT, 59860
About This Home
Pretty rural spot a few miles east of Polson on 1.2 acres along the eastshore route (Hwy 35) - Holmes Creek runs through the south portion (lot does cross over to the other side to south of creek) Gently sloping lawn with 2 bedroom / 1 bath home with a bonus room that is south facing with patio doors that would make a wonderful office or studio. A one room bunkhouse (11 x 16) could be spruced up for a guest room; metal shed (8 x 16) included. Home is serviced by electric wall units in rooms and propane stove in living room. Water source is year round creek with filtration system in cellar room. Note that going forward Montana real estate taxes are based on buyer's usage of the home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1939
Materials
- Foundation: Poured,Stone
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Main Level Primary,Additional Living Quarters
- Finished area below ground: 0
Heating
- Heating features: Fireplace(s),Propane,Wall Furnace
Interior Area
- Total interior livable area: 1,461 sqft
Property
Details
- Parcel number: 15335122102040000
- Special condition: Standard
Features
- Stories: 1
- On waterfront: Yes
- Waterfront features: Creek,Waterfront
- Waterbody name: Holmes Creek
Lot
- Lot size: 1.29 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Earthquake
- Wildfire
- Avalanche
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance | $225 | $2,700 |
| Property Taxes | $82 | $984 |
| Electricity | $151 | $1,812 |
| Total | $2,050 | $24,600 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $315,000 |
| 2025-12-01 | Listing removed | $330,000 |
| 2025-10-01 | Price change | $330,000 |
| 2025-08-01 | Price change | $349,000 |
| 2025-03-16 | Listed for sale | $369,000 |
| 2025-02-14 | Listing removed | $369,000 |
| 2024-09-09 | Price change | $369,000 |
| 2024-08-08 | Listed for sale | $399,000 |
| 2024-07-15 | Listing removed | -- |
| 2024-06-18 | Listed for sale | $399,000 |
| 2018-03-21 | Sold | -- |
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